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MSUFCU | Personal | Youth & Students

Youth & Student Accounts


MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.


MSU Students

We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.



Just as the MSU COM program is committed to excellence in osteopathic education, MSUFCU is committed to providing excellence in member service with products and services designed to meet your financial needs. MSU COM students are eligible to join MSUFCU, the official financial institution of the MSU community.


MSUFCU Benefits

  • FREE Totally Green Checking is the perfect checking account for students! There is no minimum balance and no monthly service fees, plus with Totally Green Checking you get a Visa Debit Card, FREE Bill Payment, and FREE 24/7 account access.
  • An MSUFCU Visa Credit Card has a great low rate, no annual fee, and no hidden fees or teaser rates. Plus, you can use your MSUFCU Visa as overdraft protection for your MSUFCU checking account!
  • FREE Online & Mobile Banking1 make it easy for to access your account, check your balances, make payments, balance transfers, and more!
  • Surcharge-FREE ATM access at over 100 ATMs on and around campus and over 30,000 CO-OP Network ATMs nationwide.
  • MSUFCU prides itself on providing excellent member service. That's why more MSU students choose to open an account at MSUFCU than any other financial institution. Open your MSUFCU account today and experience the credit union difference!


Join the #1 Financial Institution of the MSU Community Today!


1Although MSUFCU does not charge any fees for mobile banking, connectivity and usage fees from your wireless provider may still apply.

Youth Accounts

Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!


MSUFCU's Cha-ching! account is designed especially for members ages 13-17. The Cha-ching! account helps teens identify and prioritize their personal money management goals, develop a budget, track income and spending, and helps them understand the cost of using credit.


FREE Charging Station!
Make sure your teen always has 24/7 account access with our mobile app and this FREE charging station* when your teen opens a new Cha-ching! account.1 A Cha-ching! account includes a Spartan Saver account and with parental/guardian permission can include a Totally Green Checking account with the following features:
  • ATM Card
  • Free box of paper checks
  • eStatements
  • Visa Debit Card
  • ComputerLine Access


Visit the Cha-ching! website with videocasts, a blog, tips on money, special calculators, events, contests, and much more!


*$50 deposit is required to receive the free power bank.

1A parent/legal guardian or related adult must be joint on a child's Cha-ching! account and complete the online application. Read MSUFCU's Children's Online Privacy Protection Act Policy.


MSUFCU Routing Number: 272479663

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