MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Youth & Students

Youth & Student Accounts


MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.


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MSU Students

We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.


MSUFCU specializes in the financial needs of college students. From free checking accounts to low-rate Visa Credit Cards, we offer a variety of products and services designed to meet your financial needs. Take advantage of the MSUFCU services that will work best for you!

  • FREE Totally Green Checking
  • Sparty Visa Debit Card
  • Visa Credit Card
  • FREE 24/7 account access
  • Over 100 surcharge-free ATMs on & near campus







Green & White Loan

Just for MSU students! A Green & White Loan from MSUFCU can help you pay for any MSU program, including: MSU Athletics season tickets, your MSU class ring, Alternative Spring Break, or Study Abroad. Estimate a Payment.


  • Low 8.95% APR1
  • 12 months to repay
  • Payments as low as $26.30 a month2
  • Minimum loan amount of $300
  • No prepayment penalty or application fee


1 Rate as of  November, 2015and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.
2 Monthly payment for $300 borrowed for 12 months at 8.95% APR.



MSUFCU Study Abroad Scholarships

MSU Federal Credit Union has created a scholarship fund through MSU for students wishing to study abroad. To apply for a study abroad scholarship and find out more about application deadlines and scholarships available, visit MSU's Office of Study Abroad.


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Financial 4.0 is part of MSU Federal Credit Union's ongoing effort to provide free, useful, and relevant financial resources to current MSU students and young alumni.


Created for MSU students, the Financial 4.0 website and app feature blogs, videos, contests, and a place for the MSU student community to connect, share, and get answers about our money matters.

Download on the App Store     


MSUFCU partnered with MSU to create financial education tools specifically for students, and we’re excited to share with you the new financial education mobile app and videos powered by MSUFCU. is a free mobile app available for iOS and designed for college students, offering a variety of financial tips and tools.

  • Learn how to build good credit
  • Receive budgeting tips
  • Discover ways to minimize fraud
  • Learn how to boost your savings
  • Browse a glossary of financial terms
  • Use financial calculators

Financial Education Videos
Along with the mobile app, we have also created a series of financial education videos covering a variety of topics tailored to students including: budgeting, student-targeted scams, travel tips, savings tips, and protecting yourself from identity theft. These videos will be available on MSUFCU’s YouTube channel.

Youth Accounts

Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!