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In observance of Memorial Day, the Credit Union will be closed Monday, May 29.
Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Personal | Youth & Students

Youth & Student Accounts


MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.


MSU Students

We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.

Your University, Your Credit Union


As an MSU student, you're eligible to join MSUFCU! We specialize in the needs of college students and offer free checking accounts, low-rate Visa Credit Cards, and free 24/7 account access. Many student choose to open an account at MSUFCU—even if they already have an account at home!


 Open an Account


Close to Campus

Having a local financial institution will make it easier to cash checks from home, have your MSU paycheck direct deposited, and pay your bills. You don't even have to worry about finding a ride because there are three MSUFCU branches within walking distance and over 100 surcharge-free ATMs on and near campus!


Student Survival Package

  • FREE Totally Green Checking is the perfect checking account for students! There is no minimum balance and no monthly service fee, plus you get a Visa Debit Card, FREE Bill Payment, and FREE 24/7 account access.
  • An MSUFCU Visa Credit Card has a low rate, no annual fee, and no hidden fees or teaser rates. It's a great card to start building your positive credit history, plus you can use it as overdraft protection for your MSUFCU checking account.
  • 24/7 account access via ComputerLine and the MSUFCU Mobile app makes it easy for to access your account, check your balances, make payments, balance transfers, and more!
  • Surcharge-FREE ATM access at over 130 ATMs in and around East Lansing and nearly 30,000 CO-OP Network ATMs nationwide.


1Although MSUFCU does not charge any fees for mobile banking, connectivity and usage fees from your wireless provider may still apply.

Youth Accounts

Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!