MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Youth & Students

Youth & Student Accounts


MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.


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MSU Students

We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.

Your University, Your Credit Union


As an MSU student, you're eligible to join MSUFCU! We specialize in the needs of college students and offer free checking accounts, low-rate Visa Credit Cards, and free 24/7 account access. Many student choose to open an account at MSUFCU—even if they already have an account at home!


 Open an Account


Close to Campus

Having a local financial institution will make it easier to cash checks from home, have your MSU paycheck direct deposited, and pay your bills. You don't even have to worry about finding a ride because there are three MSUFCU branches within walking distance and over 100 surcharge-free ATMs on and near campus!


Student Survival Package

  • FREE Totally Green Checking is the perfect checking account for students! There is no minimum balance and no monthly service fee, plus you get a Visa Debit Card, FREE Bill Payment, and FREE 24/7 account access.
  • An MSUFCU Visa Credit Card has a low rate, no annual fee, and no hidden fees or teaser rates. It's a great card to start building your positive credit history, plus you can use it as overdraft protection for your MSUFCU checking account.
  • FREE Online & Mobile Banking1  make it easy to access your account, check your balances, and make payments and transfers any time, any where.
  • MSU Campus Map & MSUFCU ATM Locations


1Although MSUFCU does not charge any fees for mobile banking, connectivity and usage fees from your wireless provider may still apply.


MSUFCU specializes in the financial needs of college students. From free checking accounts to low-rate Visa Credit Cards, we offer a variety of products and services designed to meet your financial needs. Take advantage of the MSUFCU services that will work best for you!

  • FREE Totally Green Checking
  • Sparty Visa Debit Card
  • Visa Credit Card
  • FREE 24/7 account access
  • Over 100 surcharge-free ATMs on & near campus







Green & White Loan

Just for MSU students! A Green & White Loan from MSUFCU can help you pay for any MSU program, including: MSU Athletics season tickets, your MSU class ring, Alternative Spring Break, or Study Abroad. Estimate a Payment.


  • Low 8.95% APR1
  • 12 months to repay
  • Payments as low as $26.30 a month2
  • Minimum loan amount of $300
  • No prepayment penalty or application fee


1 Rate as of  December, 2015and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.
2 Monthly payment for $300 borrowed for 12 months at 8.95% APR.



MSUFCU Study Abroad Scholarships

MSU Federal Credit Union has created a scholarship fund through MSU for students wishing to study abroad. To apply for a study abroad scholarship and find out more about application deadlines and scholarships available, visit MSU's Office of Study Abroad.


Youth Accounts

Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!