Youth & Student Accounts
MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.
We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.
MSUFCU specializes in the financial needs of college students. From free checking accounts to low-rate Visa Credit Cards, we offer a variety of products and services designed to meet your financial needs. Take advantage of the MSUFCU services that will work best for you!
- FREE Totally Green Checking
- Sparty Visa Debit Card
- Visa Credit Card
- FREE 24/7 account access
- Over 100 surcharge-free ATMs on & near campus
Green & White Loan
Just for MSU students! A Green & White Loan from MSUFCU can help you pay for any MSU program, including: MSU Athletics season tickets, your MSU class ring, Alternative Spring Break, or Study Abroad. Estimate a Payment.
- Low 8.95% APR1
- 12 months to repay
- Payments as low as $26.30 a month2
- Minimum loan amount of $300
- No prepayment penalty or application fee
1 Rate as of and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.
2 Monthly payment for $300 borrowed for 12 months at 8.95% APR.
MSUFCU Study Abroad Scholarships
MSU Federal Credit Union has created a scholarship fund through MSU for students wishing to study abroad. To apply for a study abroad scholarship and find out more about application deadlines and scholarships available, visit MSU's Office of Study Abroad.
Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!
MSUFCU's Cha-ching! account is designed especially for members ages 13-17. The Cha-ching! account helps teens identify and prioritize their personal money management goals, develop a budget, track income and spending, and helps them understand the cost of using credit.
|FREE Charging Station!
Make sure your teen always has 24/7 account access with our mobile app and this FREE charging station* when your teen opens a new Cha-ching! account.1 A Cha-ching! account includes a Spartan Saver account and with parental/guardian permission can include a Totally Green Checking account with the following features:
- ATM Card
- Free box of paper checks
- Visa Debit Card
- ComputerLine Access
Visit the Cha-ching! website with videocasts, a blog, tips on money, special calculators, events, contests, and much more!
*$50 deposit is required to receive the free power bank.
1A parent/legal guardian or related adult must be joint on a child's Cha-ching! account and complete the online application. Read MSUFCU's Children's Online Privacy Protection Act Policy.