MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Personal | Youth & Students

Youth & Student Accounts


MSUFCU offers accounts designed specifically for our younger members ages 0-17 and for MSU & OU students. Our Youth and Student Accounts focus on financial education and developing positive financial history and habits.


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MSU Students

We know you're busy studying, working, and socializing. MSUFCU has you covered with FREE accounts and services created just for college students that make handling your finances easy.


MSUFCU specializes in the financial needs of college students. From free checking accounts to low-rate Visa Credit Cards, we offer a variety of products and services designed to meet your financial needs. Take advantage of the MSUFCU services that will work best for you!

  • FREE Totally Green Checking
  • Sparty Visa Debit Card
  • Visa Credit Card
  • FREE 24/7 account access
  • Over 100 surcharge-free ATMs on & near campus







Green & White Loan

Just for MSU students! A Green & White Loan from MSUFCU can help you pay for any MSU program, including: MSU Athletics season tickets, your MSU class ring, Alternative Spring Break, or Study Abroad. Estimate a Payment.


  • Low 8.95% APR1
  • 12 months to repay
  • Payments as low as $26.30 a month2
  • Minimum loan amount of $300
  • No prepayment penalty or application fee


1 Rate as of  October, 2015and is subject to change. You will be advised of any change to the loan rate. Member is only allowed one (1) Green & White Loan at a time.
2 Monthly payment for $300 borrowed for 12 months at 8.95% APR.



MSUFCU Study Abroad Scholarships

MSU Federal Credit Union has created a scholarship fund through MSU for students wishing to study abroad. To apply for a study abroad scholarship and find out more about application deadlines and scholarships available, visit MSU's Office of Study Abroad.


Youth Accounts

Start the kids in your life out on the right financial path. MSUFCU offers accounts that focus on the importance of saving and make learning about your account fun!

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Visit the Dollar Dog Clubhouse!


If your child loves to learn about saving money, then the Dollar Dog account is for him/her! Your child will learn positive savings habits, enter to win great prizes, and enjoy a fun and interactive website especially for Dollar Dog members.


FREE block bank when your child opens a Dollar Dog account with $50 or more!1 Plus, when your child opens a Dollar Dog account, he/she will receive:

  • Dollar Dog Quarter Saver
  • Dollar Dog Savings Passbook
  • Quarterly newsletter filled with fun activities and information about saving
  • Dollar Dog website with games



With every $10 deposited to your child's Dollar Dog account, he/she will receive one "Dollar Dog Coin" (maximum of 10 coins earned per visit). Save these coins to "purchase" items from the Dollar Dog Store at every MSUFCU branch office. Child must make a deposit at an MSUFCU branch to receive his/her coin(s).


1A parent/legal guardian or related adult must be joint on a child's Dollar Dog account and complete the online membership application. Read MSUFCU's Children's Online Privacy Protection Act Policy for further information.