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Routing Number: 272479663 Swift Code: MSUCUS44
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Freedom to Go Anywhere
Auto Loans as low as
2.74% APR
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New & Used Autos
as low as
2.74% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
Free Quarterly FICO® Score

ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 180 days.

As soon as you find a car, fill out the check and hand it to the seller.

4.85 stars out of 5
1216 Member Reviews
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Rate this Product
ReadyCheck was great
5 stars out of 5
Having check-in-hand makes car buying so much easier and less stressful!
Love my ODYSSEY!
5 stars out of 5
Like it
5 stars out of 5
Pretty sweet
Easy payment
5 stars out of 5
I enjoy having a scheduled payment each month , one less thing for me to worry about
Msu best
5 stars out of 5
MSUFCU has taken good care of me over the years, no doubt 5 stars!
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.74% APR for a term of 36 months would require 36 monthly payments of $28.97 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

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