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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Totally Green Checking
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SmartLine Home Equity Loan
SmartLine Home Equity Loan
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New & Used Autos
as low as
2.49% APR
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New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check
Free Quarterly FICO® Score

ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 90 days.

As soon as you find a car, fill out the check and hand it to the seller.



Disclosures
90 Days No Payment
You will not need to make a principal or interest payment for 90 days from the date of loan origination. Interest will accrue, and the original loan termination date will be moved out three months. Offer valid 5/1/2020 - 7/31/2020. Offer not valid on leases, motorsport, motorcycle, RV, or boat loans or on refinances of MSUFCU loans.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.49% APR for a term of 36 months would require 36 monthly payments of $28.86 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileService Fee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure
Reviews
4.86 stars out of 5
2935 Member Reviews
5 stars out of 5
(2712)
4 stars out of 5
(142)
3 stars out of 5
(23)
2 stars out of 5
(17)
1 stars out of 5
(41)
Rate this Product
Better than a Prius
5 stars out of 5
Good stuff
Awesome sauce
5 stars out of 5
Great service on the Loans
Best service, lowest rate
5 stars out of 5
MSU has always given us the lowest rate around. I have not found anyone better. Their customer service is always awesome. If your looking for a car loan check with MSU Federal credit union.
Good Truck Loan
4 stars out of 5
Good rate. Easy payments on the mobile app.
MSUFCU
5 stars out of 5
Very impressed with their knowledge and experience. Made everything understandable and was completed quickly. I have done business with them on several occasions and will continue to do so! So much better than dealing with a bank.