Routing Number: 272479663
Swift Code: MSUCUS44
Apply for an auto loanApply for an auto loan
Freedom to Go Anywhere
Auto Loans as low as
2.74% APR
Apply for an auto loan
New & Used Autos
as low as
2.74% APR
Icon Image
New and Used Auto Loan
What we offer
• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check

ReadyLoan Check
A ReadyLoan Check is a blank check valid up to your preapproved amount.

You can include the price of your vehicle, plus tax, title, and warranty costs, as well. Your ReadyLoan Check is valid for 180 days.

As soon as you find a car, fill out the check and hand it to the seller.

4.85 stars out of 5
1086 Member Reviews
5 stars out of 5
4 stars out of 5
3 stars out of 5
2 stars out of 5
1 stars out of 5
Rate this Product
5 stars out of 5
I am happy with what the rate I was offered. Very good for a student.
5 stars out of 5
Process was very easy, friendly help.
5 stars out of 5
Love my car and interest rate is very fair.
Buick Enclave 2015
5 stars out of 5
Great vehicle. Purchased for a family vehicle very luxurious and spacious.
Amazing service
5 stars out of 5
Who loves the auto buying process? Us after using MSU!! They made everything so easy!
APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.74% APR for a term of 36 months would require 36 monthly payments of $28.97 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Get FileElectronic Correspondence Disclosure and Agreement Get FileMulti-Featured Loan Agreement
Get FileFee Schedule Get FilePrivacy Policy
Get FileDocuSign Disclosure