MSU Federal Credit Union

Freedom to Go Anywhere

Auto Loans as low as

2.24% APR

Apply Now

Refinance

as low as

2.24%

Apply Now

Refinance

What we offer

• Low rate
• No application fee
• No prepayment penalties
• Flexible terms up to 84 months
• ReadyLoan Check

Tools and Resources

Calculate my payment
Preferred dealerships
FICO® Score
Auto loan FAQs

Related Products

Guaranteed Auto Protection (GAP)

Select Home & Auto

Disclosures

Auto loans currently held at MSUFCU will be increased by $2,500 when refinanced. The vehicle must have at least $2,500 in equity for the loan to be refinanced.

APR is Annual Percentage Rate. Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member credit score.

Loan Payment Example: The monthly payment per $1,000 borrowed at 2.24% APR for a term of 36 months would require 36 monthly payments of $28.75 based on 30 days to first payment. Credit is subject to approval. Rates, terms, and conditions are subject to change at any time based on market conditions or other business factors.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Fee Schedule

DocuSign Disclosure

MSU Federal Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our regarding links to other sites.