Fraudulent emails known as phishing scams pose as your financial institution or other trusted business in order to obtain your personal and financial information. Phishing is a particularly devious scam because it attempts to exploit the relationship of trust that you have with those businesses.
How did the phisher get my email address?
The email addresses used could have been gathered from publicly available places such as the MSU faculty/staff and student directories. Also, not all the individuals that receive the email will be our members. The individuals behind the Phishing incident are just hoping to find a match of our members in the email database that they have created.
The best way to fight phishing is to stay informed. Help protect yourself from online fraud. Learn how to spot and report fraudulent emails, how to recognize a secure website, and what to do if you are a victim of fraud.
If you have provided information via a fraudulent website or phone number, it is important to contact your financial institution or trusted business immediately to minimize possible damage to your finances and credit history.
Contact MSUFCU at (517) 333-2424 or 800-678-4968, or send us a secure email.
Often fraud does not directly affect your personal financial institution records but may appear on your credit report. Thieves can use your information to open new accounts in your name. Order a free copy of your credit report annually at www.annualcreditreport.com to determine if any fraudulent activity appears.
Look for the following signs to detect a fraudulent email:
- An urgent or threatening tone in the language of the email, may contain threats to close or freeze your account if you do not comply with the email's requests.
- Unusual wordings or misspellings.
- Requests for personal information such as account numbers, card numbers, user names, and passwords. MSUFCU will never request personal or financial information via email.
- False links to non-secure websites.