Routing Number: 272479663
Swift Code: MSUCUS44
 
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Security Center
Card Cracking
Card cracking occurs when a scammer asks you for your checking account information or debit card and PIN. Then, scammers deposit fake checks, or counterfeit bills, and immediately withdraws the money, giving some of the cash to you.

Selling your ATM or Visa Debit Card and PIN is a crime. If a PIN is knowingly compromised, the account holder (not the "card buyer") is responsible for any wrongdoing in the account.
 
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Card Cracking
Card cracking occurs when a scammer asks you for your checking account information or debit card and PIN. Then, scammers deposit fake checks, or counterfeit bills, and immediately withdraws the money, giving some of the cash to you.

Selling your ATM or Visa Debit Card and PIN is a crime. If a PIN is knowingly compromised, the account holder (not the "card buyer") is responsible for any wrongdoing in the account.
 
Payment and Money Transfer Scams
A buyer may be interested in purchasing an item you are selling and offers to overpay you with a cashier's check or wire. The buyer then requests that you return the remaining funds to them via wire transfer, MoneyGram, or Western Union. The payment sent to you via check or wire is fraudulent; no funds exist to cover the payment or the money you returned to the payee via your personal check.
 
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Payment and Money Transfer Scams
A buyer may be interested in purchasing an item you are selling and offers to overpay you with a cashier's check or wire. The buyer then requests that you return the remaining funds to them via wire transfer, MoneyGram, or Western Union. The payment sent to you via check or wire is fraudulent; no funds exist to cover the payment or the money you returned to the payee via your personal check.
 
Employment Scams
Scammers will post employment offers on Facebook and other platforms to bait you for personal information. If you contact the scam artist about the job, they will offer to set up direct deposit for you, requiring you provide them with your account number and other personal information.
 
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Employment Scams
Scammers will post employment offers on Facebook and other platforms to bait you for personal information. If you contact the scam artist about the job, they will offer to set up direct deposit for you, requiring you provide them with your account number and other personal information.
 
Text Message Scams
Text message scams or "smishing" is when a scam artist poses as a bank, government agency or business stating that the recipient's account has been closed or locked out, and to have it reinstated or unlocked they must provide their personal or financial information. This message is fraudulent. MSUFCU will never contact you via text message to request account information.
 
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Text Message Scams
Text message scams or "smishing" is when a scam artist poses as a bank, government agency or business stating that the recipient's account has been closed or locked out, and to have it reinstated or unlocked they must provide their personal or financial information. This message is fraudulent. MSUFCU will never contact you via text message to request account information.
 
E-Mail Scams
Fraudulent emails known as phishing scams pose as your financial institution or other trusted business to try to obtain your personal and financial information online or by telephone. 
 
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E-Mail Scams
Fraudulent emails known as phishing scams pose as your financial institution or other trusted business to try to obtain your personal and financial information online or by telephone. 
 
Romance Scams
Scammers will set up phony profiles on social media, or dating websites often with fake photographs and identities, and develop online friendships with other users. Once the scammers have gained the trust of their new online friend, they will request money for a variety of seemingly urgent situations.
 
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Romance Scams
Scammers will set up phony profiles on social media, or dating websites often with fake photographs and identities, and develop online friendships with other users. Once the scammers have gained the trust of their new online friend, they will request money for a variety of seemingly urgent situations.
 
ATM Scams
Equipment like hidden cameras, card scanners and skimmers can be illegally added to ATM's. These devices allow a thief to video record your PIN and scan your card number. The false scanner may also be set up to "capture" your card so that it is not returned. Once you have left the ATM, the thief returns and collects your card.
 
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ATM Scams
Equipment like hidden cameras, card scanners and skimmers can be illegally added to ATM's. These devices allow a thief to video record your PIN and scan your card number. The false scanner may also be set up to "capture" your card so that it is not returned. Once you have left the ATM, the thief returns and collects your card.
 
Phone and Visa Scams
Automated phone calls posing as trusted businesses or organizations state that the recipient's card has been deactivated. To reactivate the card, they need to enter a full debit or credit card number as well as other card information.
 
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Phone and Visa Scams
Automated phone calls posing as trusted businesses or organizations state that the recipient's card has been deactivated. To reactivate the card, they need to enter a full debit or credit card number as well as other card information.