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Routing Number: 272479663
Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
Jackson Grand Opening Specials
MSUFCU has opened a new branch in Jackson, MI and you can cash in on these specials to celebrate! Check out our fun grand opening specials.
April 1, 2024 - May 31, 2024
1) Open an Account and Win Up to $500!1 Stop by the Jackson Branch at 1800 N. Wisner St., open a checking account, VISA Credit Card, or Certificate, and you're entered to win! Five winners will receive $500, 50 winners will receive $20, 100 winners will receive $10, and 50 winners will receive other prizes.

•Checking account
-We have several options, from free checking to dividend-earning accounts.
• VISA Credit Card
-Enjoy low rates, cash back, and many other benefits with MSUFCU VISA Credit Cards.
• Certificate
-Get higher dividends than other savings accounts on funds you deposit for a fixed period, helping you save more.

2) Save with Our Home Equity and Mortgage Specials! Considering an MSUFCU SmartLineSM Home Equity Loan or mortgage? We have fantastic offers tailored just for you!
Receive $100 With Your SmartLine Home Equity Loan2
-With SmartLine, you can use your home's equity to finish your to-do list, consolidate debt, pay for education expenses, or for anything else you need. Plus, you'll receive $100 when you make a draw of $10,000 or more.
Save $500 on Mortgage Closing Costs3
-When it comes to buying a home, MSUFCU's low rates, flexible terms, and personalized service make the mortgage process easy. You'll save $500 on closing costs with MSUFCU, helping you keep more money in your pocket as you embark on this exciting journey.

3) Receive $100 with our Smart Savers Bundle!4
• Whether you're saving for a rainy day, planning for the future, or managing your everyday expenses, we're here to support you every step of the way. Our Smart Savers Bundle is a comprehensive package that includes a checking account with direct deposit and a Savings Builder account with automatic deposits. Open your Smart Savers Bundle today and you'll receive $100!
- Open a checking account with direct deposit
- Deposit $50 or more in your Savings Builder account
- Set up automatic deposits from your paycheck to your Savings Builder.

Open your account today for a chance to win up to $500 while experiencing the exceptional service and support from MSUFCU. We can't wait to see you at the new Jackson Branch!

Visit the branch today!

Disclosures
FULL DETAILS TEMPLATE - SCRATCH OFF SWEEPSTAKES
Offer valid 4/1/24 - 5/31/24.

Official Jackson Grand Opening Sweepstakes Rules

Please read these rules carefully. Within these rules, the words "we," "us," and "our" refer to Michigan State University Federal Credit Union (Credit Union). The words "you" and "your" refer to any eligible participant in this promotion. By participating in this promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD
The Jackson Grand Opening Sweepstakes begins at midnight ET 4/1/24 and ends at 11:59pm ET 5/31/24.

ELIGIBILITY
This promotion is open to members of the Credit Union. No purchase is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible.

WINNER SELECTION/ODDS
Winners will be revealed upon entry of sweepstakes website, which is randomized and is final. All qualifying members will be a winner. Winners will be notified via website provided upon qualification. Monetary prizes will be deposited into Spartan Saver account within 10 business days. Trinket prizes can be redeemed at the Jackson Branch before 5/31/24. Please see our contact information below.

HOW TO ENTER
To enter, visit the Jackson Branch and open one of the following products: a Checking account, VISA Credit Card, or Certificate of any term with a minimum opening deposit of $1000. Only one entry per participant will be accepted. Valid for members only. Prizes are $500 for 5 members, $20 for 50 members, $10 for 100 members, and remaining members will receive a trinket for pickup at the Jackson Branch.
We are not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES
Prizes are $500 for 5 members, $20 for 50 members, $10 for 100 members, and remaining members will receive a trinket for pickup at the Jackson Branch. Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner's receipt or use of the prize, and have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by us.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow us, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are our exclusive property.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.


GENERAL CONDITIONS
We reserve the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond our control, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at our discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. We reserve the right to disqualify any entrant if it suspects that their actions affect the integrity of the promotion or if the entrant fails to remain in good standing with us.

We maintain the right to change or modify these rules at any time without notice. We are not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.

Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION
If you have any questions, please contact us at:

MSUFCU, ATTN: Marketing, Jackson Grand Opening Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.