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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Offers and Promotions

Current Promotion
Savings Builder Sweepstakes
Win Up to $500 Just by Starting Your Savings
January 31, 2024 - February 29, 2024
Leap into saving! From now until February 29, 2024, you can open a Savings Builder account and win up to $500.

To enter, open your Savings Builder account by February 29th. Keep your savings in the account until May 29, 2024, and at the end of this 90 day period, one winner will be chosen to win the amount in their Savings Builder account up to $500!
Disclosures
Official Savings Builder Sweepstakes Rules

Please read these rules carefully. Within these rules, the words "we," "us," and "our" refer to Michigan State University Federal Credit Union. The words "you" and "your" refer to any eligible participant in this promotion. By participating in this promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.


PROMOTION PERIOD
The Savings Builder Sweepstakes begins at midnight ET 1/31/24 and ends at 11:59 p.m. ET 2/29/24. Participants must maintain a minimum balance of $100 in their Savings Builder account from 2/29/24 to 5/29/24.

ELIGIBILITY
This promotion is open to members of the Credit Union. No purchase is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible.


WINNER SELECTION/ODDS
Winner will be drawn within 10 business days of 6/3/24 by the MSUFCU Marketing department, whose decision is final. Chances of winning are based on the number of entries received. If 1,000 entries are submitted, chances of winning are 1 in 1,000. Winner will be notified by email and/or phone and have 5 business days to respond. Failure to respond in 5 business days will result in the selection of a new winner.

Winner(s) will be drawn within 10 business days of 6/3/24 by the MSUFCU Marketing Department, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email, phone, or (if applicable) direct message on the social media platform where the sweepstakes is held and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If we do not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be available at msufcu.org/winners. Please see our contact information below.


HOW TO ENTER
To enter, you must open an MSUFCU Savings Builder between 1/31/24 to 2/29/24 and maintain a balance of $100 or more from 2/29/24 to 5/29/24. The prize is equal to the winner's balance as of 5/29/24, up to $500. One winner will be chosen to win the amount of their balance as of 5/29/24, up to $500, deposited to their MSUFCU Savings Builder account. You also may send a 3-inch by 5-inch card with your name, address, phone number and email address to: MSU Federal Credit Union, ATTN: Marketing, 3777 West Rd., East Lansing, MI 48826-9946.

We are not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.


PRIZES AND ACTUAL RETAIL VALUES
The prize package is valued at up to $500.

Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner's receipt or use of the prize, and have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by MSUFCU.

GENERAL RELEASE FORM
• Each winner must sign a release form agreeing: To all terms and conditions related to this promotion.
• To allow MSUFCU, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of MSUFCU.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS
MSUFCU reserves the right to modify, suspend, and/or terminate this contest should viruses, bugs, nonauthorized human intervention, or other causes beyond the control of MSUFCU, corrupt or impair the administration, security, fairness, or proper play of the contest. In case of suspension or termination, a notice will be posted, and, at MSUFCU's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. MSUFCU reserves the right to disqualify any entrant if his/her fraud or misconduct affects the integrity of the contest or fails to remain in good standing with MSUFCU.

Michigan State University Federal Credit Union maintains the right to change or modify these rules at any time without notice. MSUFCU is not responsible for any typographical or other error in the printing of the offer, administration of the contest, or in the announcement of any and all prizes.
Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6-month limitation period.

This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION
If you have any questions, please contact us at:

MSU Federal Credit Union, ATTN: Marketing, Savings Builder Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.