Offers and Promotions

MSUFCU members who graduated from Michigan State University in May 2020 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($700 or more) between 5/15/2020 and 12/31/2020. Allow 6 weeks after the first direct deposit for $100 to be deposited. May not be combined with other direct deposit offers. Account must be in good standing to receive deposit.

2MSUFCU members who graduated from Michigan State University in May 2020 will receive $25 deposited to their MSUFCU checking accounts when they open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 5/15/2020 and 12/31/2020 and make five purchases within 30 days of opening or upgrading. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the fifth purchase for $25 to be deposited. May not be combined with other Visa Credit Card offers. Account must be in good standing to receive deposit.

3Platinum Plus Credit Card holders earn 1% cash back on all purchases. Cash back is not earned on tax payments, unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases. Visit msufcu.org/cashback for full terms and conditions. Visa Signature Credit Card holders earn the following cash back rewards: 3% on groceries; 2% on gas, airlines, travel (hotels, motels, resorts, taxi/limo, airlines, and car rental) and universities (when making tuition payments to MSU using a credit card, a service fee of 2.2% will be charged by the university); and 1% on all other purchases for every one U.S. dollar in eligible net purchases made on their cards, rounded to the nearest whole dollar. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to amount returned. Negative cash back will be given if returns or credits exceed purchases. Certain restrictions, limitations, and exclusions apply. Visit msufcu.org/visasignature for full terms and conditions.

4Annual Percentage Rate (APR) of 13.9% is lowest rate offered for MSUFCU Platinum Plus Cash Back Visa Credit Card. Actual rate determined by member's credit score.

5Annual Percentage Rate (APR) of 14.9% is lowest rate offered for MSUFCU Visa Signature Credit Card. Actual rate determined by member's credit score.

6MSUFCU members who graduated from Michigan State University in May 2020 will each receive a travel mug when opening an auto loan between 5/15/2020 and 12/31/2020. Offer valid on auto loans of $10,000 or more opened during the promotional period. Travel mugs will be mailed to addresses on file with the Credit Union within 6-8 weeks of meeting promotion requirements. Offer valid for loans on new or used autos and auto loans refinanced from other institutions. Offer valid on direct loans only. Promotion does not apply to an existing MSUFCU auto loan refinance. Cannot be combined with any other auto loan offers. While supplies last. Gift may not be substituted or transferred.