You depend on your car every day. Rely on us to save you time and money when you finance your vehicle with MSUFCU. Open or refinance your auto loan with us by June 30, 2022, and you'll be entered to win one auto loan payment paid by MSUFCU, up to $700.
Easily and securely apply online or contact us, and in as little as 10 minutes you can be preapproved for your next auto loan. With your preapproval, you receive a ReadyLoan Check - a blank check valid for 90 days, up to your preapproved loan amount. Simply fill out the check and hand it to the seller when you're ready to buy.
Hurry! The Win Your Auto Payment sweepstakes ends June 30, 2022.
Official Win Your Auto Payment Sweepstakes Rules
Please read these Rules carefully. By participating in the Win Your Auto Payment sweepstakes, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.
The Win Your Auto Payment sweepstakes begins at midnight EST on 5/1/22 and ends at 11:59 P.M. EST 6/30/22.
This promotion is open to members of MSU Federal Credit Union. No purchase or transaction is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees and immediate family members of MSUFCU and promotion sponsors, as well as MSUFCU board and committee members and their immediate family members, are not eligible.
Winner(s) will be drawn within 10 business days of 6/30/22 by MSU Federal Credit Union, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email or phone and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If MSU Federal Credit Union does not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be made available upon request for any request submitted within 6 months of the end of the promotion. Please see our contact information below.
HOW TO ENTER
To enter, open a new auto loan with MSUFCU or refinance your auto loan from another financial institution. Only one entry per participant will be accepted. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: MSU Federal Credit Union, ATTN: MKTG - Win Your Auto Payment, 3777 West Rd., East Lansing, MI 48826-9946.
MSUFCU is not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries,
• Entries not received in time for the selection of the winner,
• Technical hardware or software needed to enter,
• Lost or unavailable network connections that impair or prevent entry, or
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.
PRIZES AND ACTUAL RETAIL VALUES
The prize is the amount equal to one payment of your new auto loan with MSUFCU. One winner will be chosen to win the amount of their auto payment, which is valued up to $700 deposited into their MSUFCU checking account. If new auto payment is $595, winner will receive $595 deposited to their MSUFCU checking account. Prize may not be substituted or transferred except at the discretion of MSUFCU. MSUFCU is not responsible for the winner's receipt or use of the prize, and has neither made nor is in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by MSUFCU.
GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow MSUFCU, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are the exclusive property of MSUFCU.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.
MSUFCU reserves the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond the control of MSUFCU, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at MSUFCU's discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. MSUFCU reserves the right to disqualify any entrant if it suspects that his/her actions affect the integrity of the promotion or if the entrant fails to remain in good standing with MSUFCU.
MSUFCU maintains the right to change or modify these rules at any time without notice. MSUFCU is not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes.
Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6 month limitation period.
If you have any questions, please contact us at:
Attn: Marketing - Win Your Auto Payment, 3777 West Rd., East Lansing, MI 48826-9946. Or call 800-678-4968 ext. 2028.
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-678-4968 for assistance. All products and services available on this website are available at all MSUFCU full-service locations.
MSU Federal Credit Union
savings are Federally insured to at least $250,000 by the NCUA
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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