Whether shopping in town or traveling through Europe, enjoy the flexibility and peace of mind knowing your MSUFCU Visa Credit Card is accepted everywhere you see the Visa logo.
Receive a Free MSUFCU Tote Bag when you open a NEW MSUFCU Visa Credit Card and make a purchase with, or transfer a balance by September 30, 2016.1
|RATE||8.9% APR - 16.9% APR||12.9% APR - 17.9% APR|
|BALANCE TRANSFER INTRO APR2||0% APR for the first six months.
Rate then reverts to standard rate, 8.9% APR - 16.9% APR
|0% APR for the first six months.
Rate then reverts to standard rate, 12.9% APR - 17.9% APR
|BALANCE TRANSFER FEE||$0||$0|
|REWARDS||$0||1% Cash back3|
|Apply today!||Apply today!|
1 Offer valid until September 30, 2016. To receive the tote bag, you must be an MSUFCU member over the age of 21 and open a new Platinum or Platinum Plus Visa Credit Card and either make a purchase with, or, transfer a credit card balance from another financial institution to your MSUFCU Visa Credit Card by September 30, 2016. Please allow 4 to 6 weeks from the date of your first purchase or balance transfer for delivery. While supplies last, first-come, first-served.
2 Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution’s credit card. After 6 months, rate will revert to your standard rate, between 8.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.
3 Members will earn 1% cash back on all purchases. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.
|Just because you're graduating, doesn't mean you need to close your MSUFCU account!
Receive a free business card holder1 when you are approved for any of the following services at MSUFCU:
1 Offers available to MSU winter 2015 graduates (exp. 12/31/16) and MSU spring/summer 2016 graduates (exp. 5/31/17). Special rates may not be combined with any other offers. Proof of income required, such as recent job offer or current employment.
New School Clothes for Them. More Cash Back for You.
The new school year is right around the corner, which means it may be time for new clothes for the upcoming semester!
Activate MSUFCU's limited-time bonus cash back offer to receive 50% more each time you use your Platinum Plus Visa at select department, clothing, and shoe stores August 1 through August 31, 2016.1 Send the children in your life back to school in style and receive even more cash back for you!
1 The 1.5% cash back offer is valid August 1–31, 2016, for members with a Platinum Plus Visa who use their card for purchases at retailers with merchant codes 5311, 5611, 5641, and 5651. Click here for a full list of merchant code categories. Members who make purchases at qualifying retailers with the above merchant codes during the promotion dates will receive 1% cash back plus an additional 0.5% cash back on those qualifying purchases. Members will continue to earn the standard 1% cash back on all other purchases during this promotional period. A detailed description of the 1.5% cash back on purchases will appear in the member’s September Visa Statement. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. This offer is only for purchases. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases.
2 To receive 1.5% cash back at qualifying retailers, Platinum Plus Visa cardholders must opt-in during the activation period: July 20–August 31, 2016. Members may opt-in beginning July 20, 2016, but the bonus cash back will not begin until August 1, 2016. Purchases made at qualifying retailers prior to activation will not receive the bonus 0.5% cash back during the qualifying time frame.
Refer friends and family, and receive rewards!
Sign into ComputerLine to refer new members to MSUFCU and earn rewards for doing so. Every time a new member joins the Credit Union using your unique referral code, you’ll both receive a special thank you reward. Rewards will vary, and may include cash, gift cards, or MSUFCU-branded items (the reward may change periodically).
What are you waiting for? Sign into your ComputerLine account to get your unique referral code and start referring members today!
New member must qualify for membership at MSUFCU to join. New member and referring member will receive promotional reward in effect on open date of new account. In the case of a cash offer, reward will be deposited into both accounts within 24 hours of when new member’s account is opened. In the case of an item offered, item will be mailed within five (5) business days. Referring member’s account must be in good standing with MSUFCU in order to receive referral reward. To qualify for referral reward, new member cannot have closed an MSUFCU account within the last six (6) months, and cannot have any existing MSUFCU accounts. MSUFCU reserves the right to revoke referral program privileges at any time. Referring member and new member must both meet minimum criteria before the reward is disbursed.