Increase your earnings when you open a Certificatewith a term of 1 to 5 years. You can reach your goals faster when you earn an extra .25 of a percentage point on your dividend ratewhen the Certificate is opened before April 30, 2015!1
Open your Certificate before March 31, 2015 and you'll receive a free travel mug!2
You may wish to consider moving some of your savings into a higher-rate Certificate3 if you have an upcoming rollover or have money in another account, such as an IMMA, that has a lower dividend rate.
Open Your Certificate Today!
Online through ComputerLine. Just click Manage, then Add a Certificate under Create or Modify Accounts.
Take advantage of our many savings options to make the most of your deposited funds today!
1 Offer valid February 14, 2015 – April 30, 2015.
2 To receive the travel mug, you must open an MSUFCU Certificate with a term of 1 to 5 years before March 31, 2015. First-come, first-served, while supplies last. Please allow 4-6 weeks for delivery.
3 Certificate rates are fixed for the term of the Certificate at the time the Certificate is opened. Additional deposits cannot be made to Certificates other than the 1-Year Add-On Certificate. The earnings assume that the funds remain on deposit for the term of the Certificate and are compounded monthly. Early withdrawal penalty may apply. See Certificates page for complete details.
Receive a portfolio1 when you are approved for any of the following services at MSUFCU:
A New- or Used-Auto Loan
A Relocation Loan for $1,000 or more
A new MSUFCU Visa Credit Card or $1,000 increase to your current limit
An Instant Cash Line-of-Credit for $1,000 or more, or $1,000 increase to your current limit
PLUS, receive an additional .25 of a percentage point off our already low new- or used-auto loan rates and take advantage of no payments for 3 months.
1 Offers available to MSU spring/summer 2014 graduates (exp. 5/31/15), MSU winter 2014 graduates (exp. 12/31/15), and MSU spring/summer 2015 graduates (exp. 5/31/16) . Special rates may not be combined with any other offers. Proof of income required, such as recent job offer or current employment. Rate determined by term of loan and credit score. Interest accrues over initial 3-months of no payments. Offer valid only at MSUFCU, not available through the dealers. Cannot be used on an existing MSUFCU auto loan.
Do you want to earn more on a portion of your savings? Now is a great time to consider depositing money from your IMMA or a portion of your tax refund into a Certificate. MSUFCU’s 7-Year Certificate offers a rate of 2.07% APY,1 so you can grow your funds and save for your future goals. Plus, you'll receive an exclusive MSUFCU travel blanket!2
It's easy to open your 7-Year Certificate:
1. Online through ComputerLine. Click the Manage menu, then Add a Certificate under Create or Modify Accounts.
Hurry—our special 7-Year Certificate will only be available through March 31, 2015!
1Annual Percentage Yield (APY) effective 2/1/2015. $2,500 minimum opening deposit. Early withdrawal penalty of 365 days of dividends applies if funds are withdrawn prior to maturity. An early withdrawal could reduce your initial investment. Rate subject to change at any time. See our Certificates page for complete Certificate details. 2 Blanket available while supplies last. First-come, first served.
Receive 0% APR for six (6) months on balance transfers to your MSUFCU Visa Credit Card made between January 1 and February 28, 2015. Once your 0% APR for balance transfers expires, the balance transfer rate reverts to your standard rate.1Plus,there's never a fee to move your balances to your MSUFCU Visa.
How to Receive 0% APR on Balance Transfers with Your MSUFCU Visa
Contact MSUFCU to receive your special 0% APR Balance Transfer Checks.These checks are specific to this offer and must be used in order for you to receive the promotional balance transfer rate. Once you receive the checks, fill out and send one of these checks to your other creditors to move your balances from those credit cards to your MSUFCU Visa.
Don't have an MSUFCU Visa Credit Card?
Select your card preference to learn more and apply online!
1 Annual Percentage Rate (APR) of 0% is valid for six (6) months from the date of the balance transfer and applies only to balance transfers from another financial institution’s credit card. After six (6) months, rate will revert to your card's standard rate (between 8.9% and 17.9%). Your Visa account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances.