"The summer before my freshman year at MSU, I was preparing to travel abroad and needed a credit card for emergencies. I applied for a card at a big bank with my parents as cosigners. After taking 2-3 weeks to process my application, I was denied. We heard that MSUFCU is great at helping students, so I went to see if they could help me. MSUFCU's team helped me set up my account and educated me about how to use credit wisely. I walked out with a new account, my Sparty debit card, and a credit card, ready to go on my trip. I love the credit union and I'm definitely happy I opened my account."