We are where you are

When you're away from home, knowing you have access to cash and the accounts you use most is important. When you have an account with MSUFCU, you can count on 24/7 access to your account-where you need it, when you need it.

- 3 campus branches and 14 additional branches in Michigan
- 35 ATMs on campus and over 100 more the Greater Lansing Area
- 5,000 Shared Branches nationwide
- 30,000 Surcharge-Free ATMs nationwide

"The summer before my freshman year at MSU, I was preparing to travel abroad and needed a credit card for emergencies. I applied for a card at a big bank with my parents as cosigners. After taking 2-3 weeks to process my application, I was denied. We heard that MSUFCU is great at helping students, so I went to see if they could help me. MSUFCU's team helped me set up my account and educated me about how to use credit wisely. I walked out with a new account, my Sparty debit card, and a credit card, ready to go on my trip. I love the credit union and I'm definitely happy I opened my account."


-Amanda R., MSU Junior
Ways to Access Your MSUFCU Account
On Campus
- 3 branches
- 37 ATMs in campus buildings and residence halls
MSUFCU ATMs are the only ATMs on campus!
Nationwide
- 30,000 Surcharge-Free CO-OP ATMs
- 5,000 Shared Branches on the CO-OP Network
The CO-OP Network has more ATMs nationwide than the big banks!
Across Michigan
- 13 branches in the Greater Lansing area
- 4 branches in the Oakland County area
- 130 ATMs in the Greater Lansing Area
MSUFCU will open a new branch in Grand Rapids in Fall 2017!
Everywhere You Are
24/7 Mobile app and Computerline access
Extended call center hours
Account alerts sent via text or email
Deposit checks to your account via the MSUFCU Mobile app!

Frequently Asked Questions

My student has an account at my financial institution at home. Why should they open an MSUFCU account?
MSUFCU is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive MSUFCU's lowest loan and credit card rates, even if they don't have credit established.
Is there a branch on campus my student can use to access their account?
Yes, MSUFCU is the only financial institution on campus with 3 campus branches, 37 campus ATMs, and 17 total branches in Michigan. Give your Spartan easy access to the only ATMs on campus. There are no fees for MSUFCU account holders, saving money for you and your Spartan.
Can I be on my student's account?
Absolutely! If you'd prefer, you can be joint on your student's account, giving you full account access. With your own debit card, it's easy to deposit and withdraw money at ATMs. You can also open your own MSUFCU account and take advantage of the same great products and services as your student.
Is there a minimum balance requirement?
No. There is no minimum balance requirement for the Totally Green Checking account.
How do I deposit money to my student's account?
It's easy to send money to anyone these days. Here are the top five ways to move money from your account to your Spartans MSUFCU account, with instant access to the funds.

•Easy electronic transfers from your financial institution or your MSUFCU account
•eDeposit checks with MSUFCU's mobile app
•Move money from your own MSUFCU account
•Make a deposit at an ATM or at a Shared Branch
•Mail a check to your Spartan or the Credit Union
What happens if they lose their debit or credit card?
Students can call or visit any branch. We can block the lost card and issue a new card immediately. All MSUFCU branches have in-branch card production so there's no waiting for a card to come in the mail. They will walk out of the branch with their new card.
I don't live in the East Lansing area. Are there available branches and ATMs that don't charge a service fee?
Yes. MSUFCU ATMs are part of the CO-OP Network. There are nearly 30,000 surcharge-free ATMs available to you throughout the US, Canada, and Puerto Rico.
Does my student need to close their MSUFCU account when they graduate?
No. Once your student is a member, they are always a member.