In observance of Independence Day, the Credit Union will be closed on Sat., 7/4. Our branch in the MSU Union will also be closed Fri., 7/3.
We also offer a special MSUFCU member discount on TurboTax. This easy-to-use program offers an inexpensive alternative to costly tax services and confusing paper tax forms. Enjoy step-by-step guidance, faster refunds, and more!
Funding an IRA may allow you to take a tax deduction for your IRA contributions. Take advantage of this option and open or fund your MSUFCU IRA. Choose from Traditional and Roth IRAs as well as Coverdell Education Savings Accounts (CESAs) and Health Savings Accounts (HSAs).
Open your MSUFCU IRA online, or stop in to any MSUFCU branch.
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Make saving for your future a possibility with an MSUFCU IRA Loan. Whether you open a Traditional IRA, which provides tax-deferred growth, or a Roth IRA that offers tax-free qualifying withdrawals, both will be beneficial for retirement. Plus, IRAs can offer great tax advantages!1 Fund your IRA with our IRA Loan today!
Borrow up to the amount deposited to an IRA Certificate at a loan rate 2 percentage points above the rate paid on the MSUFCU Certificate you select.
If your MSUFCU IRA Certificate rate is 1.50% APY, the loan rate for the IRA Loan will be 3.50% APR.
IRA Loan Term:
Term of the Certificate
MSUFCU IRA Loan Amounts:
Maximum: $5,500 ($6,500 for catch-up contributors age 50 and over)
Set Up Your IRA Loan
Call us at 517-333-2222 or 800-678-6967, or stop by any of our branches to set up your IRA Loan today!
1MSUFCU does not offer tax advice. Be sure to discuss your specific tax situation with your tax advisor.