MSU Federal Credit Union

Totally Green Checking

Our most popular checking option has no minimum balance or monthly fee. Access your account from anywhere using the MSUFCU Mobile app. Make transfers, pay bills, check your credit score, eDeposit checks, and easily transfer money to other members using Member2Member℠. With a Totally Green Checking account a debit card, opting into receiving eStatements & eNotices, and direct deposit (if available) are required.

• Tap to Pay
• No monthly fees or minimum balances
• Access to over 30,000 ATMs nationwide via the CO-OP Network
• eStatements
• Free credit score

Apply for your Totally Green Checking account by clicking the Add to Wallet button below, by phone, or at any branch location.

Add to Wallet

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How can I open an account?

You can open an account online, by phone at 517-333-2424 or 800-678-4968, or you can stop in to any MSUFCU branch.

To open an account in a branch we will need a valid form of identification, personal information such as your social security number, address, income information, phone number, and email address.

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Are there fees for having a checking account?

Totally Green Checking: No monthly fees, and no minimum balance
Classic Checking: Monthly fee of $5, if the account falls below the $500 minimum balance requirement
MoneyMarket Checking: Monthly fee of $5, if the account falls below the $2,000 minimum balance requirement
Rebuild Checking: $10 per month fee

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Can I open a checking account without a savings account?

Every member is required to open a Spartan Saver account before adding any other type of account. A $5 opening deposit in this account establishes your membership (or ownership) in MSUFCU. If you choose to close your account, this $5 will be returned to you.

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How can I access my account?

There are several ways you can access your account:

• Use the MSUFCU Mobile app, ComputerLine®, or MoneyLine for 24-hour account access. Including eDeposit to remotely deposit checks, Member2Member to instantly transfer funds, manage your account and complete transactions, pay bills, set up travel information, lock and unlock cards, find ATMs, and more.

• Use ATMs for deposits and withdrawals. As a member of the CO-OP Network, you have access to nearly 30,000 surcharge-free ATMs across the U.S.

• Visit a Shared Branch to conduct a limited amount of transactions.

• Arrange for direct deposit with your employer directly to your MSUFCU account.

• Your MSUFCU Visa Debit Card can be used for worldwide access to your checking account.

• Contact our Call Center, Live Chat, or Video Chat, where they can help you perform a variety of transactions, apply for a new loan, and provide assistance and information.

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