Every year around the holidays it seems there is another big store that has a data breach. Usually, the data breach means your credit card data has been stolen. Any information you’ve ever given a company could be stolen in a data breach, and thieves can then create fake cards or make online purchases using your card information.

How do you keep your information out of the hands of thieves? And if your information is part of a data breach, how do you protect yourself?

Card cracking is a scam that can hit you with thousands of dollars of debt, a ruined credit score, and even criminal charges. But what is card cracking?

As a born and raised Michigander, I am used to Michigan winters and how important it is to prepare your car (and yourself) before snow falls. Don't wait until the first snow to make sure your car is ready. Get prepared early this year with these 6 DIY tips for getting your car ready before the snow hits the ground.