Fraud Prevention Series: Tools to Enhance Your Financial Security



In today’s fast-paced world, many of us have become accustomed to highly personalized, engaging experiences, such as one-click shopping, voice-activated searches, and home assistants. With this, we have come to expect advanced technology to ensure our finances and sensitive information stays safe and protected. Take a look these tools to stay in control of your financial security.

Fraud Prevention Series: How to Avoid Online Shopping Fraud



With the holiday shopping season in full swing, an increase in online shopping fraud reports usually follows. In 2020, these reports more than doubled. Here are three ways to protect yourself while shopping online.

Credit Cards 101



There are many reasons to have a credit card, but the main benefits include convenience, protection, and the ability to build credit. Having an understanding of how credit cards work will help you choose the right cards and manage them well. Read on to learn about what credit cards are, and how they can help you when used responsibly.

Fraud Prevention Series: Avoiding Holiday Shopping Scams



With the holidays approaching, ‘tis the season for scams as cyber thieves look for ways to exploit consumers’ holiday shopping and donating habits. To keep your finances safe, here are some tips to avoiding holiday scams.

Three Ways to Improve Your Credit Score



Did you know that making simple changes can improve your credit score? With a higher score you may receive more favorable loan rates, so it pays off to improve it. Here are three ways to get started.

Fraud Prevention Series: How to Prevent Credit Card-Not-Present Fraud



With more consumers making online purchases, credit card-not-present fraud has become more prevalent. According to the Federal Trade Commission’s (FTC) Annual Data Book of 2020, credit card fraud was the most common form of identity theft in four of the last five years in the United States. Here are ways you can prevent credit card fraud from happening to you.

Are Cash Back Credit Cards Worth It?



Cash back cards can help simplify your finances, earn you funds for spending, and allow you to take advantage of extra perks that debit cards don’t offer. But cash back credit cards have both benefits and drawbacks. Depending on your spending habits, another type of card may offer better rewards for your situation or save you more money. Here are some pros and cons to cash back credit cards.

5 Actions That Can Hurt Your Credit Score



A good credit score can mean better lending opportunities, but there are many unexpected ways you may be unknowingly lowering your credit score. Here are five.

Got Credit? Here’s How to Get Started Building It Today



If you are wondering ‘why do I need credit?’ here’s why: If someday you’d like to purchase a car, a home, or even rent an apartment, you’ll need credit. If you are new to credit, here are some ways to build it.

Be Aware of a New Online Scam: E-Skimming



Although the increased use of credit and debit cards with chip technology has resulted in a decrease in fraudulent purchases, this technology offers no protection for online purchases. A newer and expanding threat to online shopping known as E-Skimming is occurring more often. Here is more information about E-Skimming and some ways to protect yourself from this latest form of fraud.

Fraud Prevention Series: 7 Ways to Keep Your Account Safe When Shopping Online



In 2019, $3.5 billion was reported lost by businesses and individuals due to fraud, according to the Federal Bureau of Investigation’s (FBI’s) Internet Crime Complaint Center Report. Here are some tips to help you from becoming a victim of online fraud.

Five Myths about Credit Cards



A good credit score can help you do more than be approved for a credit card, auto loan, or mortgage. Credit scores demonstrate your bill and debt paying history to those who provide services or loan you money. Learn more about credit scores and five myths about credit cards.

Getting a Jump Start on Holiday Shopping? Consider Using a Rewards Credit Card



If you are already doing some early holiday shopping, you may also want to use a credit card that offers rewards. Here’s a few things to consider when deciding if using a rewards credit card for holiday purchases may make sense for you.

Why Use Credit?



While using cash and debit cards may seem like an easy way to keep yourself out of debt, credit cards can be useful when used responsibly. How can credit cards help? Read on.

Three Ways to Improve Your Credit Score



Having a strong credit score can mean saving money, earning perks, and more. It is considered by lenders before you are approved for a loan. Employers and landlords may also check your score before deciding to hire you or rent you an apartment. If you want to improve your credit score, here are three steps to take.

Value of Using a Digital Wallet



Our smart phones can allow us to make safer, contactless purchases using digital wallets, eliminating the need to use a physical credit card and reducing the risk of COVID-19 exposure. Learn more about using digital wallets as a way to make purchases with minimum exposure.

Tap to Pay Technology Offers Contactless Pay Options



Contactless payments exploded in popularity in spring 2020 when the coronavirus upended how many people think about their daily interactions, including how they pay. But social distancing aside, do these advances actually make life any easier and safer?

MSUFCU Supports Small Business with Its Local Loyalty Program



MSUFCU’s mission of building dreams together goes far beyond just helping members achieve their financial goals. It also includes supporting small businesses in communities where its employees and members live and work. This helps keep local economies strong, good jobs close to home, and strengthens communities.