Founded in 1937

MSUFCU was established 86 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security, as they purchase their first cars and homes, start their own businesses, and save for their children's futures.

2018

We launched our Local Loyalty program, offering members exclusive discounts when they use their debit or credit cards at participating local businesses.

2019

We announced two new branches in Traverse City and committed to further community support with the creation of our foundation, Desk Drawer Fund.

1937

Eight Michigan State College (MSC) faculty and staff open MSC Employees Credit Union on campus and operate out of a desk drawer.

1955

Michigan State College becomes Michigan State University; the Credit Union changes its name to MSU Employees Credit Union (MSUECU)

1958

The Credit Union moves into a Quonset hut on MSU's campus to use as a new office.

1966

Oakland University employees become members.

1973

Oakland University branch opens.

1975

The first ATM is installed at the Crescent branch on MSU's campus.

1979

Michigan State University Employees Credit Union becomes MSU Federal Credit Union.

1985

MSUFCU reaches $100 million in assets and over 40,000 members. MSU students also become eligible for membership.

1996

MSUFCU launches its first website, www.msufcu.org with ComputerLine.

2003

MSUFCU reaches $1 billion in assets, making it the largest university-based credit union in the world and 73rd-largest credit union in the nation.

2008

MSUFCU's new headquarters building opens on West Road in East Lansing.

2012

The Credit Union celebrates its 75 year anniversary and launches the MSUFCU mobile app.

2013

Oakland University Credit Union is established as a trade name of MSUFCU.

2013

Eaton County Educational Credit Union (ECECU) merger, extending our membership by 4,000.

2014

MSUFCU was named Federal Credit Union of the year by National Association of Federal Credit Unions (NAFCU).

2016

Financial Innovation and Education Center opens.

2016

Clarkston Brandon Community Credit Union (CBCCU) merger, extending our membership by approximately 8,500 members.

2017

We celebrated our 80th anniversary, opened the second building on our headquarters campus and our first branch in Grand Rapids.

Our Mission and Core Values

To provide superior service while assisting members and employees to achieve financial security, their goals, and ultimately, their dreams.

• Demonstrate Integrity and Honesty
• Give Back to the Community
• Provide Superior Service
• Encourage, Embrace and Drive Change
• Pursue Growth and Development
• Build a Positive Environment
• Be Passionate and Determined
• Cultivate Diversity, Equity, Inclusion and Belonging

We're Continuously Growing

In 2023 we are at $7.28 billion in assets and serving 337,633 members!

A Foundation Committed to our Community

MSUFCU's foundation, Desk Drawer Fund, furthers our commitment to the communities we serve. Watch the video below to see how the Desk Drawer Fund is making a difference in our community.

Positive Impact

We are committed to making a positive impact on our members and communities by helping them achieve financial security, and ultimately, their dreams. Because of our members' involvement, we are able to invest in our communities to help create a positive place where people are proud to live, work, and visit. From volunteering at and donating to charitable organizations, to hosting free events to help teach individuals of all ages the importance of money management, we are dedicated to our core value of giving back to the communities we serve.

Charitable Giving
In 2022 we donated $650,000 to our charity partners

Financial Education
In 2022 - 1,450 financial education and seminars/events with a total of 28,850 attendees.

Cultivating Diversity, Equity, and Inclusion

We support our employees, members and community. Mistreatment of anyone will not be tolerated at the Credit Union. As an organization, we are committed to working to ensure that no one in our Credit Union family ever feels unsafe or that they cannot bring their true self to work. Every human being deserves to be treated equally and with respect. Learn more about how we are creating an inclusive workplace by clicking the button below.

Learn More

Annual Membership Meeting Minutes

Payer Transparency in Coverage

In accordance with Payer Transparency in Coverage, MSUFCU is committed to sharing the needed information to disclose the cost of a covered item or service before receiving care. To access this information from Blue Cross Blue Shield please click the button to the right or copy and paste this link in your browser https://bcbsm.sapphiremrfhub.com/tocs/current/michigan_state_university_federal_credit_union

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BCBSM Payer Transparency in Coverage

Your Wallet

Payer Transparency in Coverage