Founded in 1937

MSUFCU was established 88 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security, as they purchase their first cars and homes, start their own businesses, and save for their children's futures.

2017

We celebrated our 80th anniversary, opened the second building on our headquarters campus and our first branch in Grand Rapids.

2019

We announced two new branches in Traverse City and committed to further community support with the creation of our foundation, Desk Drawer Fund.

1937

Eight Michigan State College (MSC) faculty and staff open MSC Employees Credit Union on campus and operate out of a desk drawer.

1955

Michigan State College becomes Michigan State University; the Credit Union changes its name to MSU Employees Credit Union (MSUECU)

1958

The Credit Union moves into a Quonset hut on MSU's campus to use as a new office.

1966

Oakland University employees become members.

1973

Oakland University branch opens.

1975

The first ATM is installed at the Crescent branch on MSU's campus.

1979

Michigan State University Employees Credit Union becomes MSU Federal Credit Union.

1985

MSUFCU reaches $100 million in assets and over 40,000 members. MSU students also become eligible for membership.

1996

MSUFCU launches its first website, www.msufcu.org with ComputerLine.

2003

MSUFCU reaches $1 billion in assets, making it the largest university-based credit union in the world and 73rd-largest credit union in the nation.

2008

MSUFCU's new headquarters building opens on West Road in East Lansing.

2012

The Credit Union celebrates its 75 year anniversary and launches the MSUFCU mobile app.

2013

Oakland University Credit Union is established as a trade name of MSUFCU.

2013

Eaton County Educational Credit Union (ECECU) merger, extending our membership by 4,000.

2014

MSUFCU was named Federal Credit Union of the year by National Association of Federal Credit Unions (NAFCU).

2016

Financial Innovation and Education Center opens.

2016

Clarkston Brandon Community Credit Union (CBCCU) merger, extending our membership by approximately 8,500 members.

Our Mission and Core Values

To provide superior service while assisting members and employees to achieve financial security, their goals, and ultimately, their dreams.

• Demonstrate Integrity and Honesty
• Give Back to the Community
• Provide Superior Service
• Encourage, Embrace and Drive Change
• Pursue Growth and Development
• Build a Positive Environment
• Be Passionate and Determined
• Cultivate Engagement, Inclusion, and Belonging

We're Continuously Growing

In 2025 we are serving over 367k members and reached $8.26 billion in assets!

A Foundation Committed to our Community

MSUFCU Desk Drawer Foundation provides trustworthy, ethical, and community-oriented opportunities for those looking to engage in charitable giving that makes a visible difference in our communities.

Through donations to the Desk Drawer Foundation you have the opportunity to make a positive impact, enhancing the quality of life in our communities. Donated funds are distributed among the five philanthropic pillars:

• Entrepreneurship: Empowers and educates to encourage entrepreneurs to develop core skills.
• Financial Education: Support educational programs that facilitate financial wellness and empower financial freedom.
• Stable Housing: Strengthen lives through support of organizations that provide access to safe and reliable housing for individuals and families.
• The Arts: Foster access and creativity in the arts to enrich communities.
• Youth Empowerment: Support organizations to empower youth to learn, grow, create, and lead.

Positive Impact

We are committed to making a positive impact on our members and communities by helping them achieve financial security, and ultimately, their dreams. Because of our members' involvement, we are able to invest in our communities to help create a positive place where people are proud to live, work, and visit. From volunteering at and donating to charitable organizations, to hosting free events to help teach individuals of all ages the importance of money management, we are dedicated to our core value of giving back to the communities we serve.

Charitable Giving
In 2024 we donated over $1.6 million to our charity partners.

Financial Education
In 2024 - 1,531 financial education seminars and events with over 55,000 attendees.

Cultivating Engagement, Inclusion and Belonging

We support our employees, members and community. Mistreatment of anyone will not be tolerated at the Credit Union. As an organization, we are committed to working to ensure that no one in our Credit Union family ever feels unsafe or that they cannot bring their true self to work. Every human being deserves to be treated equally and with respect. Learn more about how we are creating an inclusive workplace by clicking the button below.

Learn More

Payer Transparency in Coverage

In accordance with Payer Transparency in Coverage, MSUFCU is committed to sharing the needed information to disclose the cost of a covered item or service before receiving care. To access this information from Blue Cross Blue Shield please click the button to the right or copy and paste this link in your browser https://bcbsm.sapphiremrfhub.com/tocs/current/michigan_state_university_federal_credit_union

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BCBSM Payer Transparency in Coverage

Your Wallet

Payer Transparency in Coverage