The Best Apps for Managing your Finances

August 17, 2023

From budgeting to building an emergency fund, sometimes you need a little help from technology to meet your financial goals. Here are the best financial wellness apps for managing your finances so you can achieve your dreams.

The one that helps you budget.
No matter your financial goals, you need a budget to help you get there. A good place to start is to find a budgeting app that fits your wants and needs at either no cost or an affordable price point. Many people opt to use a free app like MintTM or a subscription-based option such as You Need a Budget (YNAB)TM. 

It’s important to select an app based on your individual budgeting style as well as your wants and needs so you find one that can help you meet your goals.

The one that rewards you for paying off debt.
If paying off debt is one of your financial goals, Debbie can help you get there. Debbie is a financial app that offers a psychology-based debt pay off program that guides, motivates, and rewards you when you reach your debt pay-off milestones. By providing guidance and tracking progress, Debbie can take the overwhelm out of eliminating debt.

On average, Debbie has helped individuals paid off three times more debt than the average borrower, as well as save around $100/month.

The one that makes it easy to split expenses.
What about managing your finances when you’re out on the town with friends or splitting bills with roommates? Tandem is the first app to offer the ability to split expenses with others when you pay using your Visa Credit Card without needing your bank account and routing number.

However you like to split your expenses – whether it’s 50/50, 75/25, etc. – you can customize Tandem to do the math for you. Tandem will securely import your credit and debit card transactions so all you have to do is swipe to split.

The one that does it all – your financial institution’s app.
In most cases, your financial institution may also offer a mobile app to help you manage your finances. Having access to your financial accounts can make it easier to track your spending, make deposits on the go, schedule payments, and more to help you realize your financial goals. You can also enroll in text or email notifications to stay on top of your account activity.

Tags: Money Management, Tips and Tricks