Make the Most of Your Tax Refund With MSUFCU
February 26, 2025
As tax season approaches, you might feel a mix of dread over filing or excitement about your potential refund. But beyond the yearly routine, your tax refund presents a fantastic opportunity to make smart financial moves. While it might be tempting to spend your refund right away, MSUFCU is here to help your money grow, earn dividends, and jump-start your savings journey.
Get Pro Help to File Your Taxes
Navigating tax season can be tricky, so why not get expert assistance to ensure you receive the best refund possible? The size of your refund can set the stage for your financial goals, so it’s worth getting it right! MSUFCU has partnered with TurboTax®, H&R Block, and Reset to provide our members top-tier tax filing solutions, complete with special savings and discounts.
- TurboTax: New and returning TurboTax filers can save up to $20 with our discount code.
- H&R Block: New H&R Block clients save $25 while returning clients receive a complimentary Tax Identity Shield® add-on.
- Reset: The first 500 members who file through the Reset app and deposit their refund into their MSUFCU account will receive free tax filing.
Now through April 30, securely connect your income documentation and also signup as a Reset cardholder to access a tax refund advance. File quickly and with ease across most common tax situations—including salary and self-employment income, retirement or Social Security income, stock or crypto sales, and more.
Get More When You File
MSUFCU is giving you another reason to be excited about tax season! When you direct deposit your tax refund into your MSUFCU checking account before April 30, 2025, you’ll be automatically entered into our ‘Your Refund, Plus Some’ Sweepstakes for a chance to win $1,000!
How to Enter:
- Choose direct deposit for your federal tax refund.
- Provide the MSUFCU routing number (272479663) and your account number (found under “My Profile” in the MSUFCU mobile app and ComputerLine®).
- Submit your tax return.
- Once your refund is deposited, you’re automatically entered to win $1,000!
For more details and to set up your direct deposit, visit msufcu.org/specialoffers/taxrefund.
Grow Your Refund!
Make your refund work harder by exploring high-yield savings accounts, Certificates, and other financial tools available through MSUFCU. Credit unions often offer higher dividend rates than traditional banks, allowing your money to grow faster.
- Savings Builder Account: A high-yield savings option that ensures your funds are working hard for you all year long.
- Certificates: Lock in a higher rate for a set period, ranging from a few months to several years, and they offer fixed rates. They’re also federally insured by the National Credit Union Administration (NCUA) for added security.
Get an Extra Entry by Opening a Savings Builder℠ Account
Want another chance to win $1000? Open a Savings Builder — a savings account that currently offering a Tier 1 rate of 5.25% APY — and you'll receive an extra entry into the ‘Your Refund, Plus Some’ Sweepstakes.
Need to pay in this tax season? Use our short-term 1040EZ Loan to cover the taxes owed and still be entering into the drawing for $1,000.
Reset is a financial technology company, not a bank. Banking services are provided by Stearns Bank, N.A. Member FDIC. The Reset card is issued by Stearns Bank pursuant to a license from Visa U.S.A. Inc. and may be used in the U.S. (excluding territories) Visa cards are accepted.
Tax e-file services provided by April Tax Solutions Inc. (“april”). Reset, Stearns Bank, N.A., and MSUFCU, do not provide tax advice, preparation, or related services and are not responsible for the accuracy or outcome of services provided by april. For more information, please see April’s website.
Offer, eligibility, and availability subject to change without further notice. Maximum Refund Guarantee: if you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), april will refund any fees you paid to use their service to prepare that return and you may use their service to amend your return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws. Accuracy Guarantee: if april’s tax preparation software makes a mathematical error that results in your payment of a penalty and/or interest to the IRS that you would otherwise not have been required to pay, april will reimburse you up to a maximum of $10,000. Average time to file and comparison to the national average are based on April data. See april’s website for more information.
You are not required to obtain or use the Reset card to file your tax return through april or receive any tax refunds to which you are entitled, but you must have a Reset card to be eligible to receive a tax refund advance.
The Reset VISA card is offered by Reset, but works with your existing MSUFCU checking account and enables you to access your earnings as you earn it, and without interest, monthly fees, transfer fees, or late fees. There's also no credit check and no security deposit. To be eligible for the Reset card, individuals must (i) have at least $500 per month in earnings as reported by a payroll provider, gig platform, or other source of income compatible with Reset and (ii) have their earnings direct deposited to an eligible deposit account linked to a Reset card. Other eligibility requirements apply.
The Reset card is not currently available to individuals in Kansas, Maryland, Missouri, Montana, Nevada, South Carolina, or Wisconsin. Tax refund advances are not currently available in California.
The Reset Promotion begins at 12:00 AM ET February 15, 2025, and ends at 11:59 PM ET, April 30, 2025, or the date that available funds have been exhausted, whichever comes first. Only one free tax filing per participant. Free tax filings will be granted to the first 500 eligible MSUFCU members which are Reset cardholders when they file through the Reset app and deposit their refund into their Michigan State University Credit Union (MSUFCU) account. MSUFCU and Reset reserve the right to expand the available offerings granted. The tax filing services are valued at $20.
Reset cardholders must receive a total tax refund amount of at least $1,000 to be eligible for a tax refund advance.
By clicking the links in this post, you are leaving MSUFCU’s website. MSUFCU does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. The MSUFCU privacy and security policies do not apply to the linked site. Please consult the site’s policies for further information.
The “Your Refund, Plus Some Promotion” begins at 12:00 A.M. ET 2/1/25 and ends at 11:59 P.M. ET 4/30/25. To enter, you must have your Federal IRS tax return deposited to your MSUFCU checking account using direct deposit. Alternatively, members which deposit their Federal IRS tax return to their MSUFCU checking account using direct deposit are awarded an additional entry when Savings Builder account is added to their account during the promotional period. Members may also enter by sending a 3-inch by 5-inch card with your name, address, phone number, email address, and promotion name to: MSU Federal Credit Union, ATTN: Marketing, Your Refund, Plus Some, 3777 West Road, East Lansing, MI 48823. Prize is $1,000. One entry per entry method. Chances of winning are based on the number of entries received. Winner will be randomly selected by 5/12/25 by MSU Federal Credit Union (Credit Union), whose decision is final. Winner’s account must be in good standing. Winner will be notified by email or phone and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form to receive prize. The Credit Union provides no warranty relative to prize. Prize may not be substituted or transferred except at the discretion of the Credit Union. Winner is responsible for applicable taxes and costs related to use of prize. Employees, Board members, and Supervisory Committee members of the Credit Union and affiliated CUSOs, and any promotion sponsors, are not eligible. No purchase necessary to enter, nor will a purchase improve chance of winning. A winners list will be available at msufcu.org/winners. For full promotion details, visit msufcu.org/taxrefund.
Tags: Taxes, Tips and Tricks, Savings