Fintech Partner Spotlight: CashBack+
April 23, 2026
Through the lab, MSUFCU's center for financial innovation, we're able to bring emerging financial technology (fintech) to our membership via short-term pilot programs and research opportunities. One of our most popular programs, CashBack+, continues to put money back into members’ wallets for the everyday purchases they already make.
What if your everyday purchases—groceries, coffee runs, online shopping—could actually pay you back? With CashBack+ powered by Prizeout, they can.
CashBack+ is a simple, rewarding way for our members to earn cash back when shopping with participating local and national merchants, online and in-store. There’s no coupon clipping, no complicated points systems, and no extra steps at checkout. Just shop, spend, and get rewarded!
Since launching our partnership in 2024, 8,426 members have received $667,938 in cash back from everyday purchases.
How CashBack+ Works
CashBack+ connects members to exclusive merchant offers through our digital banking experience. When members activate an offer and use their eligible debit or credit card, cash back is automatically tracked and credited—no receipts or promo codes required.
Getting started takes just a few taps:
- Log in to your account through the mobile app or online banking.
- Go to the CashBack+ section under “My Offers” in online banking, or find it at the bottom of your accounts in the mobile app.
- Browse available gift card deals with built-in cash back.
- Purchase and use your gift card—while earning rewards instantly.
Your earnings are added to your CashBack+ wallet right away, ready to use whenever you want.
“You take money from either your checking or savings account, so you’re not putting yourself in debt. You’re making the purchase with the money you already have, but you get money back. It’s a win-win!” — MSUFCU member
More Ways to Earn
CashBack+ isn’t just about purchases—it also rewards you for smart financial habits.With CashBack+ Actions, you can earn additional cash rewards by completing simple activities like:
- Setting up direct deposit
- Enrolling in eStatements
- Opening or funding accounts
- Activate an action, complete the task, and your reward is added to your balance—no guesswork involved.
Turn Rewards Into Real-Life Wins
Whether you’re budgeting more intentionally, saving for something big, or just looking to get more out of your money, CashBack+ helps you make progress without extra effort.
Use your rewards to:
- Offset everyday expenses
- Treat yourself to something fun
- Build toward a savings goal
- It’s your money—working harder for you.
“Home improvement is expensive, and with Lowe’s and Ace Hardware available in CashBack+, you have the opportunity to earn money back on the things you are already going to buy.” — MSUFCU member
Ready to Start Earning?
CashBack+ is built into your MSUFCU membership. All you have to do is log in and explore your offers to begin. Try it on your next purchase. Then watch how quickly those rewards add up.
Because getting cash back shouldn’t be complicated—it should be part of how you bank every day.
Tags: Money Management, Savings, Budgeting