Your credit card is one of the most important, but potentially perilous, financial resources you have at your disposal. Using a credit card correctly can allow you to make significant purchases, earn rewards, and build your credit score to assist with securing loans. However, if you’re not using your card wisely, you can also build up overwhelming credit card debt very quickly.

Whether starting your first full-time job, applying to grad school, or moving across the country, life after graduation can sometimes feel overwhelming. Knowing how to budget, pay off debt, or begin saving for retirement can help make these transitions easier. Here are three tips for managing your finances and setting yourself up for success after graduation.

Whether you’re applying for financial aid to help pay for your degree or working to pay down student loan debt, there are a number of tactics that scammers will use to try and steal your personal and financial information. Here’s how to look out for potential scams and keep your identity and finances safe while navigating student loan services.