Fraud Prevention Series: How to Prevent Credit Card-Not-Present Fraud



With more consumers making online purchases, credit card-not-present fraud has become more prevalent. According to the Federal Trade Commission’s (FTC) Annual Data Book of 2020, credit card fraud was the most common form of identity theft in four of the last five years in the United States. Here are ways you can prevent credit card fraud from happening to you.

Should You Buy a House Now, Or Wait?



While housing inventory is still trending low and demand is still high, you may wonder if it is better to wait until the market is more favorable for buyers. The best time to buy a home is personal; it is when it makes sense for you and your financial situation. Here are some ways to determine when it is a good time to buy a new home.

Are Cash Back Credit Cards Worth It?



Cash back cards can help simplify your finances, earn you funds for spending, and allow you to take advantage of extra perks that debit cards don’t offer. But cash back credit cards have both benefits and drawbacks. Depending on your spending habits, another type of card may offer better rewards for your situation or save you more money. Here are some pros and cons to cash back credit cards.