MSUFCU Routing Number: 272479663

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MSU Federal Credit Union | Business | Checking & Savings

Business Checking & Savings Accounts


MSUFCU offers you a variety of checking and savings options to meet the needs of your business. Whether you're just getting started or have been in business for a while, we have the tools to help you succeed.


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Business Checking Accounts

Designed to be used with our Sweep Feature. This account enables you to earn higher dividends on excess funds or avoid minimum balance fees associated with your Business Checking account. 

Features & Fees
Minimum Balance  $0.00
Complimentary Transactions  25 per month1
Dividend Rate Tier Structure  $2,000 - 9,999;
 $10,000 - 49,999;
 $50,000 - 99,999; 
 $100,000 +
Minimum Balance Fee None
Excess Transaction Fee $0.251


  • Free unlimited sweep transactions1,2
  • 24/7 access to your account via ComputerLine. Conduct over 40 transactions including online check images.  
  • Increase investment earnings 
  • Avoid fees 
  • Reduce business line-of-credit balances 

Compare this account with MSUFCU's other business accounts!

Apply Now

Apply Now for Your MSUFCU Business Account!To open your Business Sweep Account,3 you need the following documents:

  • Business Account Application  
  • Appropriate filed paperwork:
    DBA, Partnership Agreement, Articles of Incorporation, Articles of Organization (LLC), Operating Agreement (LLC) if applicable


1The excess transaction fee is charged for each transaction exceeding 25 during the month. Find additional fees applicable to all Business Accounts on the MSUFCU Business Fee Schedule.

2 Sweep Transactions include: The movement of funds between the sweep account and a business checking or business line of credit to maintain a target balance.

3To qualify for a business account, one of the business account holders must be eligible for membership with MSUFCU.

Business Savings Accounts