In observance of Thanksgiving Day, the Credit Union will be closed Thursday, November 26.
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Routing Number: 272479663 Swift Code: MSUCUS44
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MSUFCU Certificates earn higher, fixed dividends while still receiving up to $250,000 in NCUA insurance on your funds.

• No monthly or maintenance fees
• Open a Certificate with as little as $50 for a 1-Year Add-On Certificate or $500 for all other terms
•Flexible terms to suit your savings needs
•Funds are insured for up to $250,000 by the NCUA

Certificate Terms
We offer 3, 6, 13-23 month, and 1-year add-on certificates. As well as 2, 3, 4, and 5 year certificates. Visit our rates page for a full list of certificate terms.

1-Year Add-On Certificate
1-Year Add-On Certificate may be opened with as little as $50 and allow you to add funds at your convenience. A single member may add up to $10,000 total to the sum of all 1-Year Add-On Certificates per year. For example, if a member had five (5) 1-Year Add-On Certificates, any combination of amounts up to $10,000 could be added to each certificate, but the total additions to all certificates must not exceed $10,000 per member, per year.

How to Open
Log in to ComputerLine, select Manage from the top menu, and click Add a Certificate under the Create or Modify Accounts section.

You can also open a certificate within the MSUFCU Mobile app. While at the home screen of the app, click the icon in the top left corner. Then click Open a Savings or Certificate. Next click Open a Certificate. From there select which term you'd like for your certificate, the amount to deposit into it, the source of that deposit, and even a name for the certificate. Once you've done that, simply click Continue to get your certificate officially opened.

4.89 stars out of 5
390 Member Reviews
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Super nice
5 stars out of 5
I love that I don't have to do anything and I get money it's fantastic!
One year add-on
5 stars out of 5
Absolutely love this. It's great for saving up for Christmas presents I start it in October and the. Just throw extra money in it throughout the year and before I know it I've got my Christmas money all ready to go and I've made a little extra just for setting it aside.
Not all that
2 stars out of 5
Sure did go down in earnings from previous year
Add on CD
5 stars out of 5
I love this add on certificate, great way to save!!!
5 stars out of 5
This is great super easy to set up and I can transfer money from every pay check.