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MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Rates | Checking & Savings

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Checking & Savings Rates as of 04/16/2014  
last updated Saturday, April 12, 2014 08:30 AM EDT

Insured Money Management Accounts (IMMAs)

APY

Dividend Rate

Minimum Balance

Valid Thru

IMMA or IRA-HSA IMMA - Tier 1

0.150%

0.150%

$2,000.00

04/18/14

IMMA or IRA-HSA IMMA - Tier 2

0.200%

0.200%

$10,000.00

04/18/14

IMMA or IRA-HSA IMMA - Tier 3

0.250%

0.250%

$50,000.00

04/18/14

IMMA or IRA-HSA IMMA - Tier 4

0.250%

0.250%

$100,000.00

04/18/14

Consumer Accounts

APY

Dividend Rate

Minimum Balance

Valid Thru

Spartan Saver

0.100%

0.100%

None

04/30/14

Holiday / Vacation

0.100%

0.100%

None

04/30/14

Checking

0.000%

0.000%

None

04/30/14

Money Market Checking - Tier 1

0.100%

0.100%

$2,000.00

04/18/14

Money Market Checking - Tier 2

0.150%

0.150%

$10,000.00

04/18/14

Money Market Checking - Tier 3

0.200%

0.200%

$50,000.00

04/18/14

Money Market Checking - Tier 4

0.200%

0.200%

$100,000.00

04/18/14

Business Accounts

APY

Dividend Rate

Minimum Balance

Valid Thru

Business Spartan Saver

0.100%

0.100%

None

04/30/14

Business IMMA - Tier 1

0.150%

0.150%

$2,000.00

04/18/14

Business IMMA - Tier 2

0.150%

0.150%

$10,000.00

04/18/14

Business IMMA - Tier 3

0.200%

0.200%

$50,000.00

04/18/14

Business IMMA - Tier 4

0.200%

0.200%

$100,000.00

04/18/14

Money Market Business Checking - Tier 1

0.100%

0.100%

$25,000.00

04/18/14

Money Market Business Checking - Tier 2

0.150%

0.150%

$50,000.00

04/18/14

Money Market Business Checking - Tier 3

0.150%

0.150%

$100,000.00

04/18/14

Business Sweep - Tier 1

0.100%

0.100%

$2,000.00

04/18/14

Business Sweep - Tier 2

0.150%

0.150%

$10,000.00

04/18/14

Business Sweep - Tier 3

0.150%

0.150%

$50,000.00

04/18/14

Business Sweep - Tier 4

0.200%

0.200%

$100,000.00

04/18/14

Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage. This rate assumes that a set amount is on deposit at the beginning of the dividend period, that no deposits or withdrawals are made during the dividend period and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.