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Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
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For Students, by MSUFCU

Free Spending Account

Why pay for an account? With our Totally Green Spending account, there is no minimum balance requirement and no monthly fees.

Give Yourself Some Credit

With a Platinum Plus Visa Credit Card from MSUFCU, you'll build credit and earn cash back on every single purchase.

Location, Location, Location

MSUFCU is the only financial institution with a full-service branch in the MSU Union and two more branches just off campus. Plus, there are over 35 MSUFCU ATMs on campus, too.

Welcome Spartans!
We want to extend a special congratulations to you and welcome to MSU! As a long-time partner of the MSU community, you can count on MSUFCU to be here for you, to help you create a budget, build your credit, keep your identity safe, and manage your finances - all on your own!

New Student Offer!

Open your MSUFCU Totally Green Spending Account, make 10 purchases using your Spartan Visa Debit Card, and receive $100. It's that easy!
Our financial education team has created a wealth of resources just for you! We have information covering everything from fraud prevention to budgeting to building positive credit.

Fraud Prevention Video
Budgeting 101 Video
Building Positive Credit Video

MSUFCU is also committed to new Spartan parents, see how we can support you too!

View our Parent Welcome Video
MSUFCU offers accounts for student organizations associated with MSU. A Registered Student Organization (RSO) account is a great way to manage your group's finances while enjoying the benefits of MSUFCU's knowledgeable staff.

Additional Resources

MSUFCU is committed to helping you stay informed and connected. Check out our additional resources to find the answers and opportunities you are looking for.

Offer of $100 valid 5/1/2021 to 10/31/2021 for new members who qualify under the MSU student SEG. MSUFCU) Visa Debit Card must be activated by 10/31/2021 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member's checking account within 4 to 6 weeks of the 10th purchase. Not valid for existing members. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.