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Routing Number: 272479663 Swift Code: MSUCUS44
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Totally Green Checking
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For Students, by MSUFCU

Free Checking Account

Our Totally Green Checking account requires no minimum balance or monthly fees.

Build Your Credit Score

From credit cards to loans - and everything in between - learn how to build your credit score with MSUFCU.

Financial Education For You

MSUFCU is here to help with any questions you may have about finances. Learn more about the great resources we have for students.

Welcome Spartans!
As a longtime partner of the MSU community, you can count on MSUFCU to be here for you. Whether it's creating a budget, building your credit score, or learning about other ways to manage your finances, we've got you covered!

New Student Offer
An account with MSUFCU is free, easy-to-use, and perfect for student life. Open your Totally Green Checking account, and you can receive $100! Just use your Sparty Visa Debit Card 10 times in the first 30 days of activation, and you're good to go.

Plus, you can check out our Local Loyalty Partners and receive discounts while using your debit card around East Lansing and beyond. Open your account and get started today!

Additional Resources

MSUFCU is committed to helping you stay informed and connected. We offer accounts for student organizations (RSOs) associated with MSUFCU. Check out our additional resources to find the answers and opportunities you are looking for.

Frequently Asked Questions
My student has an account at my financial institution at home. Why should they open an MSUFCU account?
MSUFCU is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive MSUFCU's lowest loan and credit card rates, even if they don't have credit established.
Is there a branch on campus my student can use to access their account?
Yes, MSUFCU is the only financial institution on campus with 3 campus branches, 37 campus ATMs, and 17 total branches in Michigan. Give your Spartan easy access to the only ATMs on campus. There are no fees for MSUFCU account holders, saving money for you and your Spartan.
I am a student and currently have an account with MSUFCU. Do I have to close my account when I graduate?
No. Once you are a member, you are always a member.
View All FAQs
Offer of $100 valid 5/1/2021 to 10/31/2021 for new members who qualify under the MSU student SEG. MSUFCU Visa Debit Card must be activated by 10/31/2021 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member's checking account within 4 to 6 weeks of the 10th purchase. Not valid for existing members. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.