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Routing Number: 272479663 Swift Code: MSUCUS44
 
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For Students, by MSUFCU

Free Checking Account

Our Totally Green Checking account has no monthly fees and requires no minimum balance.

Build Your Credit Score

From credit cards to loans - and everything in between - learn how to build your credit score with MSUFCU.

Financial Education For You

MSUFCU is here to help with any questions you may have about finances. Learn more about the great resources we have for students.

New Student Offer
An account with MSUFCU is free, easy-to-use, and perfect for student life. Open your Totally Green Checking account, and you can receive $100! Just use your Visa Debit Card 10 times in the first 30 days of activation, and you're good to go.

Apply for your Totally Green Checking account by clicking the Add to Wallet button below, by phone, or at any branch location.
Add to Wallet

Additional Resources

MSUFCU is committed to helping you stay informed and connected. We offer accounts for student organizations (RSOs) associated with MSUFCU. Check out our additional resources to find the answers and opportunities you are looking for.

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Frequently Asked Questions
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My student has an account at my financial institution at home. Why should they open an MSUFCU account?
MSUFCU is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive MSUFCU's lowest loan and credit card rates, even if they don't have credit established.
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Is there a branch on campus my student can use to access their account?
Yes, MSUFCU is the only financial institution on campus with 3 campus branches, 37 campus ATMs, and 17 total branches in Michigan. Give your Spartan easy access to the only ATMs on campus. There are no fees for MSUFCU account holders, saving money for you and your Spartan.
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I am a student and currently have an account with MSUFCU. Do I have to close my account when I graduate?
No. Once you are a member, you are always a member.
View All FAQs
Fine Print: Offer of $100 valid 5/1/22 to 10/31/22 for those who qualify under the MSU student SEG. MSUFCU must be activated by 10/31/22 and 10 debit card purchases must post within 30 days of card activation to qualify. The $100 will be deposited into member's checking account within 6 weeks of the 10th purchase. Not valid for existing members with an MSUFCU checking account. May not be combined with any other deposit offers. If new member is referred to the Credit Union, member referral offer will not apply.

Live Chat with MSU Federal Credit Union representatives Live Chat with MSU Federal Credit Union representatives Live Chat
Contact MSU Federal Credit Union Contact MSU Federal Credit Union Contact Us
517-333-2424
800-678-4968
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    Routing Number: 272479663
    Swift Code: MSUCUS44

    If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-678-4968 for assistance.  All products and services available on this website are available at all MSUFCU full-service locations.