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Routing Number: 272479663 Swift Code: MSUCUS44
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Welcome, Spartans!
MSU Federal Credit Union (MSUFCU) is the ONLY financial institution right on MSU's vibrant campus. We've been serving the Spartan community since 1937, and now it's time for you to experience the incredible benefits of banking with us. When you open your MSUFCU account, you'll gain access to a world of financial opportunities and pave the way for your future success.

Activate Your Spartan Student Bundle

All MSU students have a Spartan Student Bundle waiting for them at MSUFCU. Your Student Bundle includes the basic products that every Spartan needs for financial success:

• A Spartan Saver Account
• A Sparty VISA Debit Card
• And the Financial 4.0 App
Build Your Credit History With Our Platinum Plus Visa

Getting a credit card and learning the responsible way to use it, is an important first step in establishing your credit history. MSUFCU's Platinum Plus Visa credit card has great features for student:

• 1% cash back on ALL purchases
• Rates as low as 13.90% APR
• $50 Welcome Offer - When you spend $1,000 within 90 days.
• Manage your card conveniently thorough our mobile app.
• Contactless shopping with Tap to Pay.

To learn how to use credit and manage finances, we offer a variety of financial education resources including our Financial 4.0 program that is filled with seminars, blogs, quizzes, and more!

You can upgrade your Spartan Student Bundle with one of our MSUFCU VISA Credit Cards! With low rates, 24/7 online access, and more you can find the card for you.

Additional Resources

MSUFCU is committed to helping you stay informed and connected. We offer accounts for student organizations (RSOs) associated with MSUFCU. Check out our additional resources to find the answers and opportunities you are looking for.

Frequently Asked Questions
My student has an account at my financial institution at home. Why should they open an MSUFCU account?
MSUFCU is convenient. We make it easy for your student to access their account at school and away. Our commitment to helping students succeed during college and beyond includes financial education sessions in their campus neighborhoods and knowledgeable staff that are here to help. Students also receive MSUFCU's lowest loan and credit card rates, even if they don't have credit established.
Is there a branch on campus my student can use to access their account?
Yes, MSUFCU is the only financial institution on campus with 3 campus branches, 37 campus ATMs, and 22 total branches in Michigan. Give your Spartan easy access to the only ATMs on campus. There are no fees for MSUFCU account holders, saving money for you and your Spartan.
I am a student and currently have an account with MSUFCU. Do I have to close my account when I graduate?
No. Once you are a member, you are always a member.
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