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Routing Number: 272479663
Swift Code: MSUCUS44
MSUFCU | Business | Loans & Visa

Business Loans & Visa Credit Cards


Expand your business with an MSUFCU Business Loan. MSU Federal Credit Union has a wide variety of business loans to help your business succeed with limits up to $5,000,000.1


1Business Loans are only available to Michigan businesses. For secured loans, collateral must be located in Michigan.

Make the necessary purchases for your company with the Business Real Estate Secured Line-of-Credit. Use the equity already accrued in your company's real estate to safely borrow for short-term cash flow needs, working capital, or other business purposes.1

This loan features a fixed- or variable-rate tied to the Wall Street Journal's Prime Rate plus a margin as determined by the Business Lending Committee.

1Business Loans are only available to Michigan businesses. Collateral must be located in Michigan.


  • Credit limits up to $1,000,000
  • Interest-only payments
  • No application fee
  • No prepayment penalty
  • Loan checks available
  • Overdraft protection for your business checking account
  • 24/7 remote access via ComputerLine and MoneyLine

With a business revolving line-of-credit, you can carry a balance (based on an annual review) and payments are based only on credit used. Funds become available again after the advance is repaid.

Access your Business Real Estate Secured
Line-of-Credit at any branch location, ATM, or through MoneyLine or ComputerLine.

Apply Now

Apply Now for Your MSUFCU Business Line-of-Credit!Apply for your Business Real Estate Secured Line-of-Credit today! Select the Apply Now button for the printable Business Loan Application (PDF) and a list of necessary supporting materials.


Contact Our Business Lending Department

Request to be contacted by MSUFCU's business lending departmentSend a secure email including your name, phone number/email address to our Business Lending Department. Please include a description of your business loan needs, questions, and the best time to reach you.