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MSUFCU | Disclosures | Home Loans

Mortgage & Home Loan Disclosures

 

Service Fee Schedule

Totally Green Checking

FREE

Classic Checking

$5.00 / minimum balance fee

Money Marketing Checking

$5.00 / minimum balance fee

Rebuild Checking $10.00 / month

Check Fees

Personal Check Printing Based on style
Temporary Checks $1.00 / page
Cashier's Checks $2.00 (one free per day)
Money Order $2.00 (one free per day)
Wire Transfer Fees  
Domestic Wire Transfer $20.00 for sending
International Wire Transfer $50.00 for sending
Incoming Wire Transfer $5.00 for receiving

International Item Fees

International Currency—Purchasing $14.00

Processing International Checks

 Canadian Checks

$5.00

International Checks requiring short collection

$25.00

International Checks requiring long collection

$75.00
Returned International Checks $40.00
Online Banking with ComputerLine Free
Bill Payment Free
Card Fees 
Replacement Cards
ATM $2.00
Debit or Credit $5.00
Non-CO-OP ATM Network $1.00 / transaction
International Service Assessment (ISA)
ATM & PIN-Based Transactions1 1.0% of the International Transaction Amount
Signature-Based Transactions1 3.0% of the International Transaction Amount
Miscellaneous Fees 
Bond Coupon Processing $10.00
Canceled Check Copy $5.00
Coin Machine Use (non-members) 10% fee
Consumer Loan Late Payment $25.00
Courtesy Pay2 $30.00
Courtesy Pay for Debit2 $30.00

Dormant Account

$5.00 / month
Garnishment/Levy $75.00
Non-Sufficient Funds (NSF) $30.00
Overdraft Notice (Paper) $5.00
Research $25.00 / hour
Returned Deposited Item $15.00 (Domestic)
$40.00 (International)
Escheatment $75.00
Re-Deposit Returned Item $5.00
Skip-A-Pay Application $35.00
Share Collection $30.00
Statement Copy $5.00

Stop Payment

$25.00
Telephone Transfer FREE

1Calculated after the transaction has been converted to US dollars.
2Courtesy Pay and Courtesy Pay for Debit (when opted-in) are protected with 
Balance Shield and will not receive a fee if the account is negative less than $5.00.
 

For inquiries, contact us at:
Michigan State University Federal Credit Union
PO Box 1208
East Lansing, MI 48826-1208


By phone: 517-333-2424 or 800-678-4968

Loans: 517-333-2222 or 800-678-6967
Visa: 517-333-2323 or 800-847-2383

Mortgage: 517-333-2210 or 866-678-3328

REV. 09/16



Read What You Should Know about Your Home Equity Lines of Credit.

 

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MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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