Bill Payment is free for all non-business account holders (i.e., consumer accounts). For Business account holders: Electronic (ACH) bill payments are free for members with any MSUFCU Business Checking account with eStatements/eCorrespondence Notices and a Visa Debit Card. You may also send up to 20 bill payments by check for free per month. Additional bill payments sent by check will be $0.75 per check.