Open Your Wallet
Routing Number: 272479663 Swift Code: MSUCUS44
Open Your Wallet

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Totally Green Checking
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Totally Green, Totally Free
Our Totally Green Checking account was designed with students like you in mind. It's a safe, convenient place to keep cash for your day-to-day expenses. Plus, unlike some other financial institutions, our Totally Green Checking account remains free and easy to use, even after graduation.

• $0 monthly fee
• $0 minimum balance requirement
• Free Sparty Visa Debit Card

Ready to open a new account? Here's what you'll need:
Driver's license and Social Security number - Whenever you open an account at a financial institution, your identity and proof of U.S. residency needs to be verified.
A $5 opening deposit - This establishes your membership with MSUFCU. If you apply online, you can make your initial deposit by visiting a branch, mailing a check, or through an electronic transfer from another financial institution.
Under 18? - If you haven't celebrated your 18th birthday, a parent or guardian needs to be a co-owner of your account.

Understanding Credit
Starting to build credit at a young age will help you succeed in college and beyond. If you're still confused on what exactly a credit score is and how it affects you, we've got your back. With Financial Education events and resources, you'll be a credit expert by the time you've graduated.

As a student, you qualify for our lowest interest rates. Plus, with MSUFCU's Platinum Plus Visa Credit Card, (see terms and conditions) you'll receive 1% cash back on all of your purchases. We make it easy to start building credit today!
Receive Your Financial 4.0
Our Financial Education team works to help students learn relevant information on every step of their financial wellness journey. Through on-campus events, webinars, and the Financial 4.0 Blog, you can learn about everything from budgeting tips to helping you land your next internship.

Check out the events calendar to attend one of MSUFCU's FREE online Financial 4.0 seminars today!

Here for You

Learn how to better protect your finances by watching one of the following short videos.