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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Graduating Students
New Chapter,
New Ride
In need of a vehicle? Now's the perfect time to get behind the wheel of a new ride and put some extra cash in your pocket.
Build Credit Responsibly
Learning the ins and outs of managing credit cards can be confusing. But don't worry. MSUFCU can help you learn everything you need to know, from applying for a new card, to making a payment, to earning cash back, and more.
Location, Location, Location
Near or far, MSUFCU is always here for you. Whether you're moving back home, taking a much-needed vacation, or off to conquer a new city, experience free and convenient access to your account.
Exclusive Offers
Just For You
You've earned the diploma, now enjoy the perks! As you enter the next phase of your life, remember that we're here to help make that transition as smooth as possible.
Grad Specials
Just because you're graduating, doesn't mean you need to close your MSUFCU account!

• Open - or upgrade to - a Cash Back Platinum Plus Visa Credit Card or Visa Signature® Credit Card and receive $25 when you make five purchases within 30 days.

• Add a new direct deposit of $350 or more to your checking account and receive $100.

• Open an Auto Loan and receive a travel mug.

Hurry! Offers valid May 15, 2020 - December 31, 2020.
Member2Member℠
With Member2Member℠ is a secure, simple and free way to instantly send money to MSUFCU members. All it takes is a phone number - it's that easy!

Take Us With You
You don't have to change financial institutions just because you're leaving MSU. Wherever life takes you, MSUFCU goes with you. Download the MSUFCU Mobile app to have 24/7 access to your account. Make transfers, pay bills, check your credit score, eDeposit checks, and more.
Grad Specials Details
1MSUFCU members who graduated from Michigan State University in May 2020 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($700 or more) between 5/15/2020 and 12/31/2020. Allow 6 weeks after the first direct deposit for $100 to be deposited. May not be combined with other direct deposit offers. Account must be in good standing to receive deposit.

2MSUFCU members who graduated from Michigan State University in May 2020 will receive $25 deposited to their MSUFCU checking accounts when they open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature Credit Cards between 5/15/2020 and 12/31/2020 and make five purchases within 30 days of opening or upgrading. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the fifth purchase for $25 to be deposited. May not be combined with other Visa Credit Card offers. Account must be in good standing to receive deposit.

3Platinum Plus Credit Card holders earn 1% cash back on all purchases. Cash back is not earned on tax payments, unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to the amount returned. Negative cash back will be given if returns or credits exceed purchases. Visit MSUFCU.org/cashback for full terms and conditions. Visa Signature Credit Card holders earn the following cash back rewards: 3% on groceries; 2% on gas, airlines, travel (hotels, motels, resorts, taxi/limo, airlines, and car rental) and universities (when making tuition payments to MSU using a credit card, a service fee of 2.2% will be charged by the university); and 1% on all other purchases for every one U.S. dollar in eligible net purchases made on their cards, rounded to the nearest whole dollar. Cash back is not earned on tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to redeem cash back. Returns result in the loss of cash back equal to amount returned. Negative cash back will be given if returns or credits exceed purchases. Certain restrictions, limitations, and exclusions apply. Visit MSUFCU.org/visasignature for full terms and conditions.

4Annual Percentage Rate (APR) of 13.9% is lowest rate offered for MSUFCU Platinum Plus Cash Back Visa Credit Card. Actual rate determined by member's credit score.

5Annual Percentage Rate (APR) of 14.9% is lowest rate offered for MSUFCU Visa Signature Credit Card. Actual rate determined by member's credit score.

6MSUFCU members who graduated from Michigan State University in May 2020 will each receive a travel mug when opening an auto loan between 5/15/2020 and 12/31/2020. Offer valid on auto loans of $10,000 or more opened during the promotional period. Travel mugs will be mailed to addresses on file with the Credit Union within 6-8 weeks of meeting promotion requirements. Offer valid for loans on new or used autos and auto loans refinanced from other institutions. Offer valid on direct loans only. Promotion does not apply to an existing MSUFCU auto loan refinance. Cannot be combined with any other auto loan offers. While supplies last. Gift may not be substituted or transferred.