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For Grads, by MSUFCU

Build Credit Responsibly

Learning the ins and outs of managing credit cards can be confusing. But don't worry, MSUFCU can help.

New Chapter, New Ride

Now's the perfect time to get behind the wheel of a new ride and put some extra cash in your pocket.

Exclusive Offers Just For You

You've earned the diploma, now enjoy the perks! As you enter the next phase of your life, remember that we're here to help make that transition as smooth as possible.

Grad Specials
Direct Deposit
Add a new direct deposit (two consecutive deposits of at least $500 each) to your checking account and receive $100.1

Credit Cards
Open -- or upgrade to -- a Platinum Plus Visa Credit Card or Visa Signature® Credit Card and receive $25 when you make a purchase within 30 days.2

Auto Loans
Open an auto loan and receive $50.3

Spring 2022 Grads click here for full details.
Fall 2021 Grads click here for full details.
Take Us With You
You don't have to change financial institutions just because you're graduating. Wherever life takes you, MSUFCU goes with you. Download the MSUFCU Mobile app to access your account from anywhere. Make transfers, pay bills, check your credit score, eDeposit checks, and easily transfer money to other members using Member2Member℠.

Member2Member℠ is a secure, simple and free way to instantly send money to MSUFCU members. All it takes is a phone number or email - it's that easy! Watch a short video on how Member2Member℠ works!

Additional Resources

MSUFCU is committed to helping you stay informed and connected. Check out our additional resources to find the answers and opportunities you are looking for.

Spring 2022 Grad Specials Fine Print

1 MSUFCU members who graduated from Michigan State University in May 2022 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 4/1/22 and 12/31/22. Must have 2 consecutive direct deposits to qualify. Allow 6 weeks after the second direct deposit for $100 to be deposited. May not be combined with other deposit offers. Account must be in good standing to receive $100 deposit.

2 MSUFCU members who graduated from Michigan State University in May 2022 will receive $25 deposited to their MSUFCU checking accounts when they open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature® Credit Cards between 4/1/22 and 12/31/22 and make at least one qualifying purchase within 30 days of card approval. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the first qualifying purchase for $25 to be deposited. May not be combined with other Credit Card offers. Account must be in good standing to receive $25 deposit.

3 MSUFCU members who graduated from Michigan State University in May 2022 will each receive $50 deposited to their MSUFCU checking accounts when opening an auto loan between 4/1/22 and 12/31/22. Offer valid on auto loans of $10,000 or more opened during the promotional period. Offer valid for loans on new or used autos and auto loans refinanced from other institutions. Promotion does not apply to existing MSUFCU auto loan refinances. May not be combined with any other auto loan offers. Qualifying members will receive $50 deposited into their accounts within 4-6 weeks of loan disbursal. Account must be in good standing to receive $50 deposit.


Fall 2021 Grad Specials Fine Print

1 MSUFCU members who graduated from Michigan State University in December 2021 will receive $100 deposited to their MSUFCU checking accounts when they add new direct deposits of their net paychecks ($500 or more) between 12/1/21 and 8/31/22. Must have 2 consecutive direct deposits to qualify. Allow 6 weeks after the second direct deposit for $100 to be deposited. May not be combined with other deposit offers. Account must be in good standing to receive $100 deposit.

2 MSUFCU members who graduated from Michigan State University in December 2021 will receive $25 deposited to their MSUFCU checking accounts when they open or upgrade to new Cash Back Platinum Plus Visa Credit Cards or Visa Signature® Credit Cards between 12/1/21 and 8/31/22 and make at least one qualifying purchase within 30 days of card approval. Balance transfers and cash advances are not considered purchases. Allow 6 weeks from the date of the first qualifying purchase for $25 to be deposited. May not be combined with other Credit Card offers. Account must be in good standing to receive $25 deposit.

3 MSUFCU members who graduated from Michigan State University in December 2021 will each receive $50 deposited to their MSUFCU checking accounts when opening an auto loan between 12/1/21 and 8/31/22. Offer valid on auto loans of $10,000 or more opened during the promotional period. Offer valid for loans on new or used autos and auto loans refinanced from other institutions. Promotion does not apply to existing MSUFCU auto loan refinances. May not be combined with any other auto loan offers. Qualifying members will receive $50 deposited into their accounts within 4-6 weeks of loan disbursal. Account must be in good standing to receive $50 deposit.