• Low rate
• No application fee
• No annual fee
• 0% APR balance transfers to your new Platinum
Visa for 6 months
• Flexible terms up to 84 months
• Chip card technology
Limited-Time 0% APR on Balance Transfers
Existing MSUFCU Visa cardholders can bring the balances from high-rate credit cards to your low-rate MSUFCU Visa by February 28, 2017, and receive 0% APR on those balances until June 30, 2017.1 You'll have the convenience of making only one monthly payment while saving money.
Once the 0% APR on your balance transfers expires, the balance transfer rate reverts to your standard rate, between 8.9% APR and 17.9% APR. This offer is also valid for existing Platinum Plus Visa cardholders.
Take advantage of this special balance transfer offer through ComputerLine or the mobile app. Or, contact the Credit Union to request checks specific to this offer!
Remember to have your latest credit card statement from your other creditor(s) to ensure you have all the information needed when filling out your balance transfer request(s) online.
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Loss of Introductory APR: We may end your introductory APR and apply the Penalty APR if your account becomes delinquent 60 days.
Annual Percentage Rate (APR) of 0% is valid for the first 6 months from the date the Visa Credit Card account is opened and applies only to balance transfers from another financial institution's credit card. After 6 months, rate will revert to your standard rate, between 12.9% and 17.9%. Accounts 60 days late revert to the penalty rate of 17.9%. Introductory APR does not apply to purchases, cash advances, or delinquent loans.
12.9% APR is lowest rate offered for Platinum Visa Credit Card. Rate offered is based on member's credit score.
Balance Transfer Offer Details 1 Annual Percentage Rate (APR) of 0% on balance transfers is valid on balance transfers made between January 1 and February 28, 2017, and applies only to balance transfers from another financial institution's credit card to your MSUFCU Visa Credit Card. The 0% APR on balance transfers is valid until June 30, 2017. After June 30, 2017, the balance transfer rate will revert to your standard rate, between 8.9% and 17.9%. To receive this special offer, members must have opened an MSUFCU Visa Credit Card before January 1, 2017. Balance transfers must take place between January 1 and February 28, 2017, and your Visa Credit Card account must be in good standing to qualify for the special rate. Accounts 60 days late revert to the Penalty Rate of 17.9%. This special rate is for balance transfers only and does not apply to purchases and cash advances.
Michigan State Federal Credit Union
savings are Federally insured to at least $250,000 by the
and backed by the full faith and credit of the United States Government.
APR = Annual Percentage Rate. APY = Annual Percentage Yield.
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