Routing Number: 272479663
 Swift Code: MSUCUS44
 

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DepositPlus
Deposit Plus
Deposit Plus is a high-yield savings solution that offers a competitive annual percentage yield (APY) and extends NCUA deposit insurance beyond standard coverage limits through a network designed specifically to help safeguard larger balances. MSUFCU manages the process, so you get added protection while continuing to work with the credit union you know and trust.

Standard NCUA deposit insurance is typically capped at $250,000 per institution. Deposit Plus significantly expands coverage while maintaining a single, streamlined relationship with MSUFCU.

The Deposit Plus Account offers maximum coverage and competitive returns—without sacrificing control.

Contact us today to add Deposit Plus to your account.
Contact Us
Deposit Plus Offers
Extended NCUA Share Insurance
Access millions in coverage for larger balances.
One MSUFCU Relationship
Get added protection without managing multiple financial relationships.
Competitive Interest
Earn interest on your balance while helping protect your money.
Access to Your Funds
Your funds remain fully liquid and accessible.
So far in 2026, we've saved our members $3,115,841 in loan interest by refinancing their high-rate loans from other institutions to MSUFCU.
Learn how we're helping members save
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    Routing Number: 272479663
    Swift Code: MSUCUS44

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