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Routing Number: 272479663
Swift Code: MSUCUS44
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Prevent fraud before it happens
MSUFCU CVVkey™ is an app that was developed in partnership with Keyno Inc., a leader in credit card fraud prevention to bring our members additional Visa Credit Card security options.

This app allows members to securely enroll their Visa Credit Card to receive new and unique CVV2 codes to use while shopping online or over the phone.

Download the MSUFCU CVVkey app from the App Store or Google Play. Enroll your card using your card number, expiration date, and 3-digit CVV number on the back of your card. Once enrolled, choose your individual card image and tap the update icon.

The CVVkey app is not available for Visa Debit Cards at this time.

The iOS app for MSUFCU The Android app for MSUFCU
Works with cards
you have now
Works on already-issued cards. No need to get new cards, or new card numbers.
Integrates with
Recurring Bills
Your recurring bills will work as usual with your cards printed CVV2 key.
Added Benefit
for Cardholders
An added layer of security we're offering free to our members.
How does CVVkey™ work?
CVVkey™ sends a unique 3-digit security code to your smartphone to prevent fraudulent transactions from occurring.

When checking out at an online store or over the phone, simply refer to the CVVkey™ app anytime the three-digit security code on the back of your card is requested. The CVVkey™ code will change throughout the day, so if your card number is stolen, future purchases will be denied without your unique code.
Will CVVkey affect my recurring transactions?
No, your recurring transactions will work as expected even if your CVV2 changes periodically. This is because the temporary CVV2 is initially used to verify ownership of the card. Once ownership is verified, the recurring transactions will process via the card number without the need of a CVV2. Click here for Visit the CVVkey website
Is CVVkey available for debit cards?
At this time, CVVKey is not available for debit cards but we are working on making this service available as soon as possible. In the meantime, we encourage you to download the CVVkey app and enroll your VISA Credit Card(s). For more information visit or
What is CVVkey?
CVVkey is an app developed in partnership with Keyno to provide an extra layer of protection to online purchases when using your VISA Credit Card. The CVVkey app will provide you with a unique CVV2 throughout the day, preventing online fraudulent use of your card. For more information visit or
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