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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Visa Signature

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Visa Signature
as low as
14.90%
 
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Visa Signature
Get Rewarded with
Even More Cash Back
• 3% on groceries
• 2% on gas, travel, and universities
• 1% on all other purchases

No International
Transaction Fees
No matter where you're traveling, there are no international transaction fees when you use your MSUFCU Visa Signature Credit Card.

$100 Welcome Offer
Receive $100 when you spend $3,000 on eligible purchases within three months of card approval.

$25 Bonus Offer
Receive $25 for each $5,000 spent on eligible purchases within the year up to a maximum of $100.

What we offer
• Low rate
• $99 annual fee, waived the first year
• $0 fraud liability
• Tap to Pay
• Visa Signature Luxury Hotel Collection
• Premium ground transportation services
Discounts at over 90 golf courses worldwide
• Exclusive access to fine wine and food events
• Auto Rental Collision Damage Protection
• Ride Share Protection
• Roadside Dispatch
• Extended Warranty Protection
• Travel Emergency Assistance Services
Free Quarterly FICO® Score

Reviews
5 stars out of 5
30 Member Reviews
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Rate this Product
Great Pick
5 stars out of 5
Excellent card. Great rewards!!!!
5 stars out of 5
I've been using this for a couple of weeks and like the rewards. Cash back is easy to redeem.
MSUFCU Signature Visa
5 stars out of 5
Cardmember Agreements
Get FileExtended Warranty Protection Get FileGroundlink and Silvercar
Get FileRideShare Protection Get FileVisa Signature Auto Rental Collision Damage Waiver
Get FileRoadside Dispatch Disclosure
Get FileVisa Signature Schumer Box Get FileVisa Signature Travel Accident Insurance
Get FileVisa Signature Truth in Lending Get FileTravel and Emergency Assistant Services
Get FileVisa Signature Disclosure Get FileElectronic Funds Transfer Agreement and Disclosure Get FileElectronic Correspondence Disclosure and Agreement Get FileFee Schedule
Get FilePrivacy Policy Get FileMulti-Featured Loan Agreement
Get FileDocuSign Disclosure Get FileUSA Patriot Act
Get FileVisa Gift Card Disclosure Get FileMyDesign Image Guidelines and Terms & Conditions
Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees
Get FileVisa Periodic Disclosure Get FileMSUFCU Affinity Credit Card Agreement with Michigan State University

$100 Welcome Bonus Offer
You will receive $100 once you spend $3,000 on net purchases within the first 90 days after MSUFCU Visa Signature Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice.

$25 Bonus for $5,000 Spend
You will receive $25 for every $5,000 spent on net purchases, up to $100 per year. The period to qualify for the bonus of up to $100 is one year, beginning on the date you opened your Visa Signature Card. Purchases must post to your account to qualify for bonus. Returns or other reversals of purchases will be excluded. Once you make $5,000 in purchases, the $25 bonus will be applied to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to receive $25. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the bonus being credited to your card, the bonus will be considered to have been forfeited. This offer is valid for MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit MSUFCU.org/visasignature for full terms and conditions.