MSU Federal Credit Union

Instant Cash Line-of-Credit

as low as

9.90% APR

Instant Cash Line
of Credit

as low as

9.90% APR

Add to Wallet

Instant Cash Line-of-Credit

What it is

Answer a variety of your borrowing needs with an Instant Cash Line-of-Credit.

Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments) to cover your checking transactions.

What we offer

• Low rate
• No application fees
• No prepayment penalties
• Pay only what you owe for as long as you borrow

Accessing Your Funds

Once your Instant Cash Line-of-Credit is established, access your funds through personalized loan checks, ComputerLine, MoneyLine, Green on the Go mobile banking, the MSUFCU Mobile app, and ATMs.

Tools and Resources

Calculate my payment
FICO® Score
Loan FAQs

Reviews

61 Member Reviews

	(52)
	(2)
	(2)
	(1)
	(4)

48 reviewers recommend this product

Rate this Product

Overdraft/ emergency

April 2018

Helpful? 0

There when you need it!

This is a wonderful safety net.

October 2017

Helpful? 1

I Love my Instant Cash Account. It's that extra benefit when I need it. I highly recommend it!

September 2017

Helpful? 1

Great product!

Very helpful when I needed funds! Amazing service too!

July 2017

Helpful? 1

Overdraft protection

Great way to keep your checking account from being overdrawn. Has saved me overdraft fees more than once!

July 2017

Helpful? 2

See All Ratings and Reviews

Disclosures

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score. Rates are subject to change. You will be advised of any change to the loan rate. Once notified, you will have the option to continue payments at the existing rate until the current balance is repaid, or you may continue to access your line-of-credit with payments on your existing balance and additional advances based on the new interest rate.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Fee Schedule

DocuSign Disclosure

Your Wallet