MSU Federal Credit Union

Instant Cash Line-of-Credit

as low as

9.90% APR

Apply Now

Instant Cash Line
of Credit

as low as

9.90% APR

Apply Now

Instant Cash Line-of-Credit

What it is

Answer a variety of your borrowing needs with an Instant Cash Line-of-Credit.

Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments) to cover your checking transactions.

What we offer

• Low rate
• No application fees
• No prepayment penalties
• Pay only what you owe for as long as you borrow

Accessing Your Funds

Once your Instant Cash Line-of-Credit is established, access your funds through personalized loan checks, ComputerLine, MoneyLine, Green on the Go mobile banking, the MSUFCU Mobile app, and ATMs.

Tools and Resources

Calculate my payment
FICO® Score
Loan FAQs

Disclosures

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score. Rates are subject to change. You will be advised of any change to the loan rate. Once notified, you will have the option to continue payments at the existing rate until the current balance is repaid, or you may continue to access your line-of-credit with payments on your existing balance and additional advances based on the new interest rate.

MSU Federal Credit Union savings are Federally insured to at least $250,000 by the and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. and read our regarding links to other sites.