MSU Federal Credit Union

Instant Cash Line
of Credit

as low as

10.90% APR

Add to Wallet

Instant Cash Line-of-Credit

What it is

Answer a variety of your borrowing needs with an Instant Cash Line-of-Credit.

Bounce-proof your checking account with your Instant Cash Line-of-Credit. If your checking account balance falls negative, funds will be advanced from your line of credit (in $100 increments) to cover your checking transactions.

What we offer

• Low rate
• No application fees
• No prepayment penalties
• Pay only what you owe for as long as you borrow

Accessing Your Funds

Once your Instant Cash Line-of-Credit is established, access your funds through personalized loan checks, ComputerLine, MoneyLine, Green on the Go mobile banking, the MSUFCU Mobile app, and ATMs.

Tools and Resources

Calculate my payment
FICO® Score
Loan FAQs

Disclosures

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's credit score. Rates are subject to change. You will be advised of any change to the loan rate. Once notified, you will have the option to continue payments at the existing rate until the current balance is repaid, or you may continue to access your line-of-credit with payments on your existing balance and additional advances based on the new interest rate.

Electronic Correspondence Disclosure and Agreement

Multi-Featured Loan Agreement

Service Fee Schedule

DocuSign Disclosure

Reviews

114 Member Reviews

	(101)
	(6)
	(2)
	(1)
	(4)

82% of reviewers recommend this product

Rate this Product

Line of Credit

Very easy to use and pay back

June 2020

Helpful? 0

Reserve funds when needed

The opportunity to have this resource available when needed is perfect.

May 2020

Helpful? 0

Lifevsaver

Its embarrassing how often this simple service has saved my life. OD protection is vital

March 2020

Helpful? 0

Saved my bacon mote than once.

Recently, after a career transition we struggled to get to the end of the month before reaching the end of the paycheck. Several unexpected expenses drained our rainy day funds. Instant Cash really helped us bridge the gap at the end of the month. Peace of mind is worth a lot. MSUFCU had the right financial product to help us.

March 2020

Helpful? 0

Safety Net That Works.

A safety net that works for those who manage their $$$$.

December 2019

Helpful? 1

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Your Wallet