Browser Compatibility: For the best experience on our website, please upgrade to the current version of CCBot. Click here to learn more.
Routing Number: 272479663
Swift Code: MSUCUS44
 
Icon ImageIcon Image
Insured Money
Management Account (IMMA)
Icon Image
Insured Money Management Account (IMMA)
Icon Image
Insured Money
Management Account (IMMA)
Description
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

Requirements
• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at MSUFCU
• Automatic transfers for the repayment of loans at MSUFCU

Electronic Transfer of Payment
An IMMA is a savings account and allows six (6) electronic transfers2 out of the account per month. The following transactions are included in the limit of six (6) transfers out:

• Overdraft transfers
• Telephone transfers
• Checks written checks from IMMA must be for a minimum of $500 each
• ComputerLine, MoneyLine, and mobile app transfers
• Pre-authorized or automatic payments or transfers to third-party companies

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

Reviews
4.50 stars out of 5
157 Member Reviews
5 stars out of 5
(128)
4 stars out of 5
(11)
3 stars out of 5
(2)
2 stars out of 5
(2)
1 stars out of 5
(14)
Rate this Product
5 stars out of 5
I can always count on MSUFCU to have the best interest rates!
Great savings option!
5 stars out of 5
This account gives me the liquidity I need while allowing me to earn more for my money.
5 stars out of 5
Very easy to set up the acct.
Awesome
5 stars out of 5
I was referred to this by a teller, and it has made me more money than my savings account.
Higher interest and more flexibility
5 stars out of 5
Higher interest and more flexibility