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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Insured Money
Management Account (IMMA)

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Insured Money Management Account (IMMA)
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Insured Money
Management Account (IMMA)
Description
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

Requirements
• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at MSUFCU
• Automatic transfers for the repayment of loans at MSUFCU

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

Reviews
4.80 stars out of 5
1008 Member Reviews
5 stars out of 5
(927)
4 stars out of 5
(29)
3 stars out of 5
(18)
2 stars out of 5
(7)
1 stars out of 5
(27)
Rate this Product
Continuously Diminishing Dividends
1 stars out of 5
I've had this account for a few years and it always had a decent dividend rate. This year something seems to have been changed: in January 2020 the return was 1%, but has steadily dropped every month until now in August the rate is a whopping 0.1%. I don't know what happened, but this is ridiculous and makes the account basically pointless--whats going on MSUFCU?
Awesome
5 stars out of 5
If you have $2,000, then get it in here to earn free money!
Great!
5 stars out of 5
Been using this for years!
Great
5 stars out of 5
Great
Whats a dividend?
1 stars out of 5
This started as an alright way to save money. We are now receiving .25% interest. Kind of laughable