MSUFCU Alert
COVID-19 Update: The Credit Union is considered an essential business and will remain open during the Stay at Home Order. Due to a higher volume of Live Chat, Call Center, and Drives Service requests wait times may be longer than usual. To keep our members and employees safe, we have made modifications throughout the Credit Union. Click to view the full update and branch hours modifications.

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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Insured Money
Management Account (IMMA)

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Insured Money Management Account (IMMA)
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Insured Money
Management Account (IMMA)
Description
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

Requirements
• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at MSUFCU
• Automatic transfers for the repayment of loans at MSUFCU

Electronic Transfer of Payment
An IMMA is a savings account and allows six (6) electronic transfers out of the account per month. The following transactions are included in the limit of six (6) transfers out:

• Overdraft transfers
• Telephone transfers
• Checks written checks from IMMA must be for a minimum of $500 each
• ComputerLine, MoneyLine, and mobile app transfers
• Pre-authorized or automatic payments or transfers to third-party companies

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

Reviews
4.80 stars out of 5
750 Member Reviews
5 stars out of 5
(686)
4 stars out of 5
(26)
3 stars out of 5
(14)
2 stars out of 5
(7)
1 stars out of 5
(17)
Rate this Product
short changed
2 stars out of 5
low rates, even at a decent tier. will continue shopping for better rates
Good product but wish the requirements were lower.
5 stars out of 5
I like the increased interest rate but I wish the requirement for it was maybe $1,000 instead of $2,000.
Not that great
1 stars out of 5
They advertise the interest rate as one thing, but really it is not the same. So many better options on the market for a higher return.
Easiest savings option out there.
5 stars out of 5
Nice option to compliment your checking account.
Easy to set up with great interest
5 stars out of 5
I love this App and love how easy it was to set up my insured money management account. So easy