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In Observance of Thanksgiving Day, the Credit Union will be closed Thursday, November 22.
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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Insured Money
Management Account (IMMA)
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Insured Money Management Account (IMMA)
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Insured Money
Management Account (IMMA)
Description
An IMMA allows you to have immediate access to your funds, while earning higher dividends on balances of $2,000 or more.

Requirements
• No minimum opening balance requirement
• $50 minimum opening balance for the IRA/HSA IMMA
• $2,000 minimum balance to start earning dividends

Unlimited Withdrawals
You may make as many of the following transfers per calendar month as you would like:

• Transfers or withdrawals made in person at a branch, by mail or at an ATM
• Withdrawal by check mailed to the depositor, requested by telephone call, MoneyLine or ComputerLine
• Automatic payment of service fees at MSUFCU
• Automatic transfers for the repayment of loans at MSUFCU

Electronic Transfer of Payment
An IMMA is a savings account and allows six (6) electronic transfers out of the account per month. The following transactions are included in the limit of six (6) transfers out:

• Overdraft transfers
• Telephone transfers
• Checks written checks from IMMA must be for a minimum of $500 each
• ComputerLine, MoneyLine, and mobile app transfers
• Pre-authorized or automatic payments or transfers to third-party companies

How to Open
Login to ComputerLine, select Manage from the top menu, and click Add a Savings or IMMA Account under the Create or Modify Accounts section.

Reviews
4.72 stars out of 5
352 Member Reviews
5 stars out of 5
(312)
4 stars out of 5
(16)
3 stars out of 5
(7)
2 stars out of 5
(2)
1 stars out of 5
(15)
Rate this Product
5 stars out of 5
Love it!
Better rates than the bank
5 stars out of 5
We had this account for many years and for it to be both more attractive than savings, and still flexible enough if funds are needed. Even though we haven't lived in East Lansing for years, msufcu is a pleasure to do business with!
MSUFCU is great
5 stars out of 5
An efficient yet customer friendly financial institution
Great!
5 stars out of 5
Money making money
5 stars out of 5
I thought this was a great idea because I was earning more money in this account then in my regular savings account. It takes a while for us to save up so the more we get the better it is. Thanks MSUFCU!!!