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Routing Number: 272479663 Swift Code: MSUCUS44
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Offers and Promotions

Current Promotion
Grand Opening Specials
Celebrate the new Auburn Hills Branch, located inside the Auburn Hills Regional Office!
January 1, 2022 - February 28, 2022
Take advantage of these limited-time specials:

Free Checking and $250
When you open an MSUFCU checking account, add direct deposit, make 10 purchases on your debit card, and have a $1,000 balance in your savings account, you'll receive $250!

Win your car payments for a year!
Open a new auto loan and you could win a year's worth of car payments, up to $6,000.

$500 off Mortgage Closing Costs

0.50% Rate Discount on RV, Boat, and Snowmobile Loans
For more information on all offers, visit All offers available 1/1/22 to 2/28/22 for accounts in good standing. 1RV/Boat/Snowmobile special loan discount valid 1/1/22 through 2/28/22. Actual rate will vary based on creditworthiness, term, amount financed, and age of vehicle. Financing for qualified MSUFCU members, consumer accounts only. Discount cannot be combined with any other RV/Boat/Snowmobile offer or applied to existing MSUFCU RV/Boat/Snowmobile loans. Loan must be disbursed by 2/28/22 to receive discount. 2One MSUFCU or OU Credit Union member who opens a new auto loan between 1/1/22 and 2/28/22 will be randomly selected to receive a year's worth of car payments, up to $6,000. Prize will be deposited as a lump sum to winner's MSUFCU or OU Credit Union checking account. Winner's account must be in good standing. Chances of winning are based on the number of entries received during the sweepstakes period. If 5,000 entries are received, your chances of winning are 1 in 5,000. Winner will be drawn 3/3/22 by MSUFCUU's Internal Audit department, whose decision is final. Winner will be notified by phone and/or email and has 5 business days to respond. Failure to respond will result in the selection of a new winner. Winner must sign a consent form. MSUFCU employees, board members, and their families are not eligible to win. No purchase or transaction necessary to enter. You may also enter by sending a 3-inch by 5-inch card with your name, address, phone number and email address to: MSU Federal Credit Union, Marketing: Win Your Car Payment for a Year, 3777 West Rd., East Lansing, MI 48826-9946. 3 The $500 off closing costs offer valid for new mortgages of $150,000 or more. Offer cannot be used toward down payment or with any other discounts, and is not available on home equity loans or lines. All usual and customary fees will be charged to the buyer. Loans are subject to credit approval. Applications must be received by 2/28/22 and mortgage must close by 4/30/22. Eligible properties include primary and secondary residences: single-family homes, condominiums and modular homes. This offer may not be transferred, sold, or replicated in any way, and it may not be combined with any other mortgage offers. 4Offer valid for new MSUFCU checking accounts with qualifying direct deposit. Current members without an existing checking account are eligible when opening a checking account with qualifying direct deposit. Must add qualifying direct deposit of at least $500 weekly, $1,000 biweekly, or $2,167 monthly to MSUFCU checking account between 1/1/22 and 2/28/22. First qualifying direct deposit must be made by 3/31/22. Second qualifying direct deposit must be made by 4/30/22. MSUFCU Visa Debit Card must be activated by 2/28/22 and 10 debit card purchases must post within 30 days of activation. Must have at least a $1,000 balance in an MSUFCU savings account on 2/28/22. $250 will be deposited into member's new checking account within 8 weeks of meeting all qualifications. A qualifying direct deposit is a recurring electronic deposit of your net paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Examples of non-qualifying transfers and deposits include P2P services like Venmo, Paypal, Square, or any transaction that is a refund or transfer from another financial services such as an investment transfer, college tuition refunds, and federal/state/municipal refunds. Not valid with any other deposit or checking offers.