Offers and Promotions

1Each referred member must be age 18 or older to qualify. New member will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months. New member must open checking account, activate his/her debit card within 30 days of account opening, and make 10 purchase transactions within 30 days of card activation for new and existing members to receive $25. Existing member's account must be in good standing. Up to $500 can be earned in referral rewards per calendar year. Members will each receive $25 into their Spartan Saver accounts within 4 to 6 weeks of meeting qualifications. MSUFCU reserves the right to revoke referral program privileges at any time. Institutional referrals do not qualify. Not valid with any other new account specials. Referred member must present referral information at account opening to qualify. Bonus may be taxable and reported as dividends on an IRS Form. 2To enter, complete a qualifying member referral during the promotion period. A qualifying member referral is completed when your member referral code is used by someone who becomes a new member of the Credit Union during the promotion period. Each qualifying referral completed during the promotion period will receive one (1) entry into the Join the Team Referral Sweepstakes. Alternatively, you may enter without making a referral by sending a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number and email address to: MSU Federal Credit Union, ATTN: Marketing Department, Join the Team Referral Sweepstakes, 3777 West Rd., East Lansing, MI 48823. Mail-in entries must be postmarked by September 15, 2026. For full promotion details and Official Rules, visit msufcu.org/jointheteam. Offers cannot be combined with other promotions. Offer not valid for business or youth accounts. Offer not valid for MSU Federal Credit Union employees. The Join The Team Referral Sweepstakes is live from 8/1/2026 through 9/15/2026. Referral bonuses may be taxable and may be reported on IRS Form 1099-INT or 1099-MISC. This promotion is not sponsored, endorsed, administered by or affiliated with Yeti.