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Routing Number: 272479663 Swift Code: MSUCUS44
 
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Five Chicago Branches Coming Soon!
Construction has begun on MSUFCU's Chicago branches, with two locations slated to open in July 2024 and three shortly after. Enjoy full-service branches, new ATMs, specialty financial offerings, and the same superior MSUFCU service you know and love.

Opening Summer 2024
1550 N. Clark St.
2234 W. North Ave.

Opening Fall 2024
2500 N. Halsted St.
2727 N. Lincoln Ave.
101 W. Division St.



Love MSUFCU? Tell Your Neighbors!
Help spread the word about MSUFCU's Chicago branches! For every new member you refer who opens an account, you'll receive an entry to win a Stay Green Spirit Pack.1

Be ready for Chicago weather in all seasons while always showing your Spartan spirit! Your prize pack, valued at more than $160, includes a Spartan-themed:

• Cozy blanket
• Umbrella
• Picnic caddy
• Sunglasses
• Much more!

Plus, you and your referred friends and family members each receive $25 when they open a qualifying MSUFCU checking account!2


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Why is MSUFCU opening branches in Chicago?
We currently have 2,500 existing MSUFCU members that live in Chicago and opening branches near them will allow us to provide them with face-to-face support needed for more complex financial situations, and further support their financial needs.

By establishing branches in Chicago, MSUFCU can also provide new potential members with increased access to a wide range of financial services, such as savings accounts, loans, mortgages, and investment options. This expansion would ensure that the community has convenient and affordable banking options, promoting financial inclusion and stability.

Increasing financial access and quality of service to our members is part of our mission. The opportunity to expand and improve our quality of service for our existing members and potential members in Chicago is important to us and we believe it strengthens our Credit Union as a whole, helping to fulfill our mission of helping individuals achieve their financial goals and dreams.
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How do these new branches benefit me?
As the Credit Union continues to grow and open new branches, all of our members will benefit from the expanded service area they can now take advantage of. If you visit or move to Chicago in the future, you'll have access to five different convenient branch locations where you can receive the superior service you've come to expect from our employees who can assist with any financial transactions you may need to complete.
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Why is MSUFCU opening five branches in Chicago?
The Credit Union has found that our branch expansion model is more successful when multiple locations are opened together.

This is especially true in larger populated areas such as Chicago. It builds a support network for the branches while also creating a larger and more convenient geographic area of service for our members.

View All FAQs
Disclosure
1 OFFICIAL STAY GREEN SPIRIT PACK SWEEPSTAKES RULES
Please read these rules carefully. Within these rules, the words "we," "us," and "our" refer to Michigan State University Federal Credit Union (Credit Union). The words "you" and "your" refer to any eligible participant in this promotion. By participating in this promotion, you agree to these official rules and to the results of the promotion, which will be final and binding in all respects.

PROMOTION PERIOD
The Stay Green Spirit Pack Sweepstakes begins at 12:01 a.m. ET 1/1/24 and ends at 11:59 p.m. ET 11/30/24.

ELIGIBILITY
This promotion is open to members of the Credit Union. No purchase is necessary, nor will a purchase improve an individual's chance of winning, and there is a limit of one entry per individual. Employees, Board Members, and Supervisory Committee Members of the Credit Union and affiliated CUSOs, as well as promotion sponsors, are not eligible.

WINNER SELECTION/ODDS
A total of four Stay Green Spirit Packs will be awarded during 2024. One winner will be drawn within 10 business days of 4/1/24, 7/1/24, 9/1/24, and 12/1/24 by the Credit Union's Marketing department, whose decision is final. Chances of winning are based on the number of entries received. For example, if 1,000 entries are submitted and there is only one prize, then the chance of winning is 1 in 1,000. Winner(s) will be notified by email, phone, or (if applicable) direct message on the social media platform where the sweepstakes is held and has 5 business days to respond. Failure to respond within 5 business days will result in the selection of a new winner. Winner must sign a release and consent form. If we do not receive the completed release and consent form within 10 calendar days of the date the winner was first called or emailed about their prize, a new winner will be selected. A winners list will be available at msufcu.org/winners. Please see our contact information below.

HOW TO ENTER
To enter, refer a new member to MSUFCU using the customized member referral code found within ComputerLine®. Each referred individual must be age 18 or older to qualify. Individual will need to qualify for membership, cannot be an existing member or have closed account in the last 6 months. Existing member's account must be in good standing. MSUFCU reserves the right to revoke referral program privileges at any time. Referred individual must present referral information at account opening to qualify. Referred individual must open an MSUFCU account prior to the date of the contest drawing for the referring member to be eligible to win. Alternatively, you may send a 3-inch by 5-inch card with the sweepstakes name and your name, address, phone number, and email address to: MSU Federal Credit Union, ATTN: Marketing Stay Green Spirit Pack Sweepstakes, 3777 West Road, East Lansing, MI 48826-9946.
We are not responsible or liable for:
• Lost, late, illegible, mutilated, or misdirected entries
• Entries not received in time for the selection of the winner
• Technical hardware or software needed to enter
• Lost or unavailable network connections that impair or prevent entry
• Failed, incomplete, garbled, or delayed computer transmissions that may limit a user's ability to participate in this promotion.

PRIZES AND ACTUAL RETAIL VALUES
The prize is one Stay Green Spirit Pack, which is valued at approximately $165. Prizes may not be substituted or transferred except at our discretion. We are not responsible for the winner's receipt or use of the prize, and have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, expressed or implied, in fact or in law, relative to the prize including, but not limited to, its quality or availability. Liability for any applicable federal, state, or other taxes, or any other costs, will be the sole responsibility of the winner and no prize will be awarded without receipt of the proper legal paperwork as determined by us.

GENERAL RELEASE FORM
Each winner must sign a release form agreeing:
• To all terms and conditions related to this promotion.
• To allow us, unless prohibited by law, to use his/her name, city and state of residence, photograph, and/or likeness for advertising trade and/or any other purposes in any media now or hereafter known without further compensation, permission, or notification. All images are our exclusive property.
• That aforementioned parties and their respective officers, directors, shareholders, employees, representatives, and agents shall have no liability and will be held harmless by entrant for any claim, action, liability, loss, injury, or damage to entrant or any other person or entity. This includes personal injury or death to entrant or any other person or damage to personal or real property due to the acceptance, possession, use, or misuse of a prize and any travel or travel-related activity thereto or participation in this promotion.

GENERAL CONDITIONS
We reserve the right to modify, suspend, and terminate this promotion for any reason, including but not limited to viruses, bugs, nonauthorized human intervention, or other causes beyond our control, that corrupts or impairs the administration, security, fairness, or intended procedures of the promotion. In case of suspension or termination, a notice will be posted, and, at our discretion, winners will be selected from eligible nonsuspect entries received before the event was suspended or terminated. We reserve the right to disqualify any entrant if we suspect that their actions affect the integrity of the promotion or if the entrant fails to remain in good standing with us.
We maintain the right to change or modify these rules at any time without notice. We are not responsible for any typographical or other error in the printing of the offer, administration of the promotion, or in the announcement of any and all prizes. Any legal challenge to this promotion must be filed within 6 months of the end of the promotion. Such legal challenge will be waived if not filed within such period. Participation in the promotion constitutes a participant's agreement to the 6-month limitation period. This promotion is not sponsored by or associated with any other organization, including any social media platform where the sweepstakes is promoted, and you release such other organizations from liability arising out of or relating to this promotion.

CONTACT INFORMATION
If you have any questions, please contact us at:
MSUFCU, ATTN: Marketing Stay Green Spirit Pack Sweepstakes, 3777 West Rd., East Lansing, MI 48826-9946.

2 $25 BONUS MEMBER REFERRAL PROMOTION DISCLOSURES
Each referred individual must be age 18 or older to qualify. Individual will need to qualify for membership, cannot be an existing member, or have closed account in the last 6 months. New member must open checking account, activate debit card within 30 days of account opening and make 10 purchase transactions within 30 days of card activation for new and existing member to receive $25. Existing member's account must be in good standing. Up to $500 can be earned in referral rewards per calendar year. Each member will receive $25 into their checking account within 4-6 weeks of meeting qualifications. MSUFCU reserves the right to revoke referral program privileges at any time. Institutional referrals do not qualify. Not valid with any other new account specials. Referred individual must present referral information at account opening to qualify.