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Phishing and Smishing attempts are on the rise. Never provide your account or card information, and if you receive an unsolicited contact from the Credit Union, please contact us at 800-678-4968.
Routing Number: 272479663
Swift Code: MSUCUS44

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Visa Signature Credit Card
Our Visa Signature card offers you more cash back on the things you buy most often.

• 3% on groceries, 2% on gas, travel, and universities and 1% on all other purchases
Rates as low as 14.90% APR
• $100 Welcome Offer, and $25 Bonus Offer
• $99 annual fee, waived the first year
• A variety of card styles (availability varies by location)
• No international transaction fees
• Access to Visa Signature Luxury Hotel Collection and Auto Rental protection
• Discounts at over 90 golf courses worldwide
• Exclusive Extended Warranty Protection
See full list of Visa benefits and view the Application and Solicitation Disclosure

Apply online by clicking the button below, within ComputerLine or the mobile app, by phone or at a branch.
Visa Signature Disclosures
Get FileExtended Warranty Protection Get FileSilvercar Disclosure
Get FileRideShare Protection Get FileVisa Signature Auto Rental Collision Damage Waiver
Get FileRoadside Dispatch Disclosure
Get FileVisa Signature Travel Accident Insurance
Get FileTravel and Emergency Assistant Services
Get FileElectronic Funds Transfer and Payment Services Agreement and Disclosure - Version A Get FileElectronic Correspondence Disclosure and Agreement - Version A Get FileSchedule of Service Charges
Get FilePrivacy Notice
Get FileDocuSign Disclosure - Version A Get FileUSA PATRIOT Act
Get FileVisa Gift Card Disclosure Get FileReloadable Visa Debit Card Disclosure Get FileMerchant Surcharge Fees Get FileMSUFCU Affinity Credit Card Agreement with Michigan State University Get FileApplication and Solicitation Disclosure Get FileCredit Card Agreement and Disclosure

$100 Welcome Bonus Offer
You will receive $100 once you spend $5,000 on net purchases within the first 90 days after MSUFCU Visa Signature Card approval. Purchases must post to your account within the first 90 days. Once you qualify for this bonus, we will apply it to your Visa Signature card cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Returns or other reversals of purchases conducted within the first three months will be excluded. Account must be in good standing to receive $100. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the $100 bonus being credited to your card, the bonus will be considered to have been forfeited. This one-time $100 offer is valid for new, first-time MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice.

$25 Bonus for $5,000 Spend
You will receive $25 for every $5,000 spent on net purchases, up to $100 per year. The period to qualify for the bonus of up to $100 is one year, beginning on the date you opened your Visa Signature Card. Purchases must post to your account to qualify for bonus. Returns or other reversals of purchases will be excluded. Once you make $5,000 in purchases, the $25 bonus will be applied to your Visa Signature cash back account within 45 days. Qualifying purchases exclude tax payments, any unauthorized charges or transactions, cash advances, convenience checks, balance transfers, or fees of any kind. Account must be in good standing to receive $25. Account is not in good standing if closed or suspended. If the account is closed by either you or by the Credit Union for any reason prior to the bonus being credited to your card, the bonus will be considered to have been forfeited. This offer is valid for MSUFCU Visa Signature cardholders only. This offer may be canceled at any time without notice. Visit MSUFCU.org/visasignature for full terms and conditions.

APR is annual percentage rate, and is stated for qualified members having high credit scores. Actual rates may be higher and will be determined by member's credit score.


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