Routing Number: 272479663
Swift Code: MSUCUS44

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Offers and Promotions

Current Promotion
Bank on the Red Cedar With an Extra $50!
From dorm essentials to coffee runs and everyday campus stops, be rewarded for your every day purchases.
June 1, 2026 - October 31, 2026
There's something about coming to campus - the first walk past the Red Cedar, the mix of nerves and excitement, and the small moments that start to make everything feel familiar.

And right as those routines start to take shape, your Spartan Student Visa® Debit Card helps you settle in and get rewarded along the way. Make 10 transactions within 30 days and earn $50 to kick off your semester strong.1

Open an Account
Disclosures
1 Current Michigan State University (MSU) students who are enrolled in the 2026-2027 academic year and open a Michigan State University Federal Credit Union (MSUFCU) checking account with a Visa® Debit Card between 6/1/26 and 10/31/26 and complete at least 10 qualifying debit card purchase transactions within 30 days of account opening will receive a $50 bonus deposited into their Spartan Saver account. Not valid for members with current or previously closed checking accounts. This offer cannot be combined with other checking account offers. Qualifying purchase transactions include point-of-sale purchases using a physical debit card or a digital wallet linked to the debit card. ATM transactions, transfers, refunds, credits, and person-to-person (P2P) payments are not eligible. Transactions must post to the account within 30 days of account opening to qualify. The $50 bonus will be deposited into the member's Spartan Saver account within 4 weeks after the qualifying 10th debit card purchase transaction is completed. Bonus may be taxable and reported on an IRS Form 1099-INT or 1099-MISC.

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