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Swift Code: MSUCUS44
 
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Business Cash Back Visa
Carry the card that rewards you with 1% cash back on all of your business purchases.

• Rate as low as 11.9% APR
• 1% cash back on all purchases
• No cash advance fees*
• Flexible spending
• Multiple cards for employees, with flexible limits
• VISA Fraud Protection

Apply for your Business Cash Back Visa by clicking the Apply Now button to download our Business Visa Credit Card Application.

Questions? Contact our Commercial Team directly by phone at 517-333-2424 ext. 4848.
Business Platinum Resource
Whether you're traveling around town or across the globe, carrying an MSUFCU Platinum Resource Visa Card will keep you from worrying about having enough cash.

• Rate as low as 9.90% APR
• Flexible spending
• Multiple cards for employees, with flexible limits
• VISA Fraud Protection

Apply for your Business Platinum Resource Visa by clicking the Apply Now button to download our Business Visa Credit Card Application.

Questions? Contact our Commercial Team directly by phone at 517-333-2424 ext. 4848.
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Can I stop a payment on a Visa card?
If a purchase was made using a Visa Debit or Visa Credit Card, and the charge is valid and was authorized when your card number was given to the merchant, the payment is not considered fraudulent, and is unfortunately not able to be simply removed or stopped without first disputing the charge. We would recommend reaching out to the merchant to inquire about canceling any purchases or authorizations. If they are not able to help we can attempt to dispute the purchase on your behalf. If there are fraudulent purchases on your card, please contact us immediately.
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How do I update my PIN?
You can update your PIN for a debit, ATM, or credit card in the Card Controls section of the share or loan in ComputerLine® or the MSUFCU Mobile app. Once updated, the new PIN is effective immediately.

ComputerLine®
Card Controls can be found by clicking the (+) icon next to the account your debit, credit or ATM card is associated with.

MSUFCU Mobile app
Card Controls can be found directly above the recent transaction history after selecting an account or loan. To access your Card Controls, click inside the white space next to the share associated with your debit, credit, or ATM card.

If you have additional questions about performing a PIN Reset or are unable to do so in ComputerLine® or the mobile app, please contact us.
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My card was lost/stolen, what do I do?
Report a lost/stolen visa to us by calling 517-333-2424 or 800-678-4968 during business hours. If you are calling outside of business hours contact us at 888-393-1172.

When you contact us please provide the following information regarding your last transaction: date, amount, and location. We also ask that you complete and return the Visa Fraud Affidavit.

Your lost/stolen card can be locked in ComputerLine® or the MSUFCU Mobile app. To lock your card in ComputerLine®, select the (+) symbol to the left of your checking or Visa section. To lock your card within the mobile app, select the share associated with the card, Visa Card Controls, and enable card lock.

By locking your card, no one will be able to make purchases - including authorized card holders. Recurring transactions using this card will not be declined.

To request a replacement card, please contact us.
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What is Fraud Alert Management?
Fraud Alert Management is a fraud prevention service from Visa. This system provides continual monitoring of card activity to identify and help protect your accounts against fraudulent use. When unusual spending behaviors or transactions appear on your card, you will receive a text message asking you to confirm the transaction. These text messages will come from a short code 94209 or 23618.

If the transactions are not yours, Fraud Alert Management will assist you in blocking your cards and reporting unauthorized usage.
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How do I make a change to my existing Business Visa?
If you are interested in adding or removing cardholders, or changing an existing limit, please complete and return the Platinum Resource Visa for Business Change Request form to:

Business Services
Michigan State University Federal Credit Union
3777 West Road
PO Box 1208
East Lansing, MI 48826-1208
View All FAQs
*Interest accrual is daily on cash advances.

Penalty rate applies if your account becomes delinquent 30 days or more, two times during any twelve month period, or if no payment is received within 60 days from its due date, or upon an adverse evaluation of your creditworthiness.

Calculated after the transaction has been converted to U.S. dollars.

Get FileBusiness Account Terms and Conditions Get FileBusiness Account Schedule of Service Charges
Get FileBusiness Platinum Resource Visa Credit Card Disclosure Get FileBusiness Cash Back Visa Credit Card Cash Back Rewards Program Disclosure
Get FileBusiness Visa Credit Card Agreement and Disclosure Statement Get FileBusiness Cash Back Visa Credit Card Disclosure