MSU Federal Credit Union

Welcome to MSUFCU! We're happy you're here.

MSUFCU is a one-stop shop for all your financial needs, with everything from free checking and savings accounts, to VISA credit cards, auto loans, mortgages, Certificates, and more.

Our products and services are designed to meet our members' needs no matter where you're at in your financial journey or what your financial goals are. Whatever you need, we're happy to help.

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Reach Your Financial Goals with a Savings Builder

Jumpstart your savings with our Savings Builder account, which is a great tool for those just starting to build their emergency fund. It pays you more up front to help get you to what makes you happy, faster. You can add to your Savings Builder in small amounts from each paycheck, set up direct deposits, or transfer funds anytime throughout the month.

What Members Are Saying

"MSUFCU is the best financial institution that I have ever worked with. The Credit Union is always there to answer my financial questions with advice, answers and guidance. I will always recommend MSUFCU!"

Who is MSUFCU?

We are committed to making a positive impact on our members and local communities by helping them achieve financial security, and ultimately, their dreams.

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A Certificate account pays higher dividends than other savings accounts on funds you deposit for a fixed period, helping you save more.

Innovative Technology

Get paid to pay off debt. The Debbie mobile app helps you set goals, understand your money mindset, and earn milestone rewards points. Once your points reach a total of $50, it's time to cash in. Oh happy day!

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Who can join the Credit Union?

MSUFCU provides financial services to the MSU community, their families, and select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in the state of Michigan.

The most common ways to qualify for membership:

• MSU or OU Faculty and Staff
• MSU or OU Student, Alumni, and Donors
• Desk Drawer Foundation Donors
• Select Employee Groups (SEGs)

Visit our Who Can Join webpage to see how you qualify for membership.

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How can I access my Happy Money loan online?

All applications, payments, member service, questions, etc. for Happy Money are managed by Happy Money team directly. Members can reach out to [email protected] or 1-800-878-0901.

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What happens after my Happy Money loan has been paid off?

Since Happy Money users are members, we welcome them to apply or take advantage of our other products and services, which can be opened within the same account number.

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Innovative Technology