MSUFCU Routing Number: 272479663
MSUFCU SWIFT Code: MSUCUS44

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MSU Federal Credit Union | Rates | Vehicle

 
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Auto & Motorcycle Rates as of 05/23/2015  
last updated Friday, May 01, 2015 06:01 AM EDT

New, Used, Refinanced Vehicles*

APR

Up to 36 months (2013-2015 Only)

as low as 2.450%

Up to 36 months

as low as 2.590%

37 to 48 months (2013-2015 Only)

as low as 2.650%

37 to 48 months

as low as 2.790%

49 to 60 months

as low as 3.190%

61 to 72 months

as low as 3.650%

New Vehicles*
2013-2015 ($25,000 minimum)

APR

Up to 84 months

as low as 4.000%

New, Used, Refinanced Commercial Vehicles*

APR

Up to 36 months (2013-2015 Only)

as low as 2.950%

Up to 36 months

as low as 3.090%

37 to 48 months (2013-2015 Only)

as low as 3.150%

37 to 48 months

as low as 3.290%

49 to 60 months

as low as 3.690%

61 to 72 months

as low as 4.150%

New Commercial Vehicles*
2013-2015 ($25,000 minimum)

APR

73 to 84 months

as low as 4.500%

New, Used and Refinanced Motorcycles (600cc or greater)*

APR

Up to 48 months (2013-2015 Only)

as low as 2.650%

Up to 48 months

as low as 2.790%

49 to 60 months

as low as 3.190%

61 to 72 months

as low as 3.650%

New Motorcycles (600cc or greater)*
2013-2015 ($25,000 minimum)

APR

Up to 84 months

as low as 4.000%

Standard Loan Terms
For current model year/new vehicles terms up to 84 months.
For one year old vehicles terms up to 72 months.
For two and three year old vehicles terms up to 60 months.
For four and five year old vehicles terms up to 48 months.
For vehicles older than five years terms are approved on an individual basis.

*Rates for vehicle loans are stated for qualified members having high credit scores. Actual rates may be higher and will be determined by a member's individual credit score.

Credit-Life and Disability Insurance are available to borrowers when a loan is made, or when they are granted an advance on a line-of-credit or VISA account. Premiums are added to the loan balance each month and can be calculated in monthly payments.

All loans subject to credit approval.

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